Compare Today’s Refinance Rates for Toms River, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Toms River, New Jersey 08756. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Toms River and surrounding areas of Ocean county, your expected lifetime cash savings are $3,407 or $9 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Toms River, New Jersey 08756.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Toms River, New Jersey 08756

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Toms River, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Toms River, NJ 08756, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Toms River, NJ

Refinance Rates for Toms River, New Jersey 08756 from 2013 - 2020

Below are historical data on refinancing in Toms River, New Jersey and around Ocean county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Toms River, New Jersey 08756

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Toms River, New Jersey 08756, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Christopher Tozzi

Loan Originator

55 Main St

Toms River, NJ 08756

(800) 955-8965

ctozzi@oceansidemortgage.net

Michael Thompson

Loan Originator

55 Main St

Toms River, NJ 08756

(800) 955-8965

mthompson@oceansidemortgage.net

Lee Samaha

Loan Originator

55 Main St

Toms River, NJ 08756

(800) 955-8965

lsamaha@oceansidemortgage.net

David Rockhill

Loan Originator

55 Main St

Toms River, NJ 08756

(800) 955-8965

drockhill@oceansidemortgage.net

Stephen Olszewski

Sales Manager

55 Main St

Toms River, NJ 08756

(800) 955-8965

solszewski@oceansidemortgage.net

Address

55 Main St

Toms River, NJ

Contact

(800) 955-8965

Fax (301) 639-0804

ctozzi@oceansidemortgage.net

Address

55 Main St

Toms River, NJ

Contact

(800) 955-8965

Fax (301) 639-0804

mthompson@oceansidemortgage.net

Address

55 Main St

Toms River, NJ

Contact

(800) 955-8965

Fax (301) 639-0804

lsamaha@oceansidemortgage.net

Refinancing News for Toms River, New Jersey 08756