Compare Today’s Refinance Rates for Totowa, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Totowa, New Jersey 07512. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $7,155 or $20 / month in Totowa and other areas of Passaic county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Totowa, New Jersey 07512.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Totowa, New Jersey 07512

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Totowa, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Totowa, NJ 07512, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Totowa, NJ

Refinance Rates for Totowa, New Jersey 07512 from 2013 - 2020

Below are historical data on refinancing in Totowa, New Jersey and around Passaic county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Totowa, New Jersey 07512

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Totowa, New Jersey 07512, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Frank Barber

Mortgage Consultant

409 Minnisink Rd

Totowa, NJ 07512

(973) 435-2800

fbarber@lcdmtg.com

Peter D'Angelo

Mortgage Consultant

409 Minnisink Rd

Totowa, NJ 07512

(973) 435-2800

pdangelo@lcdmtg.com

Salvatore Ingui

Mortgage Consultant

409 Minnisink Rd

Totowa, NJ 07512

(973) 435-2800

singui@lcdmtg.com

Lou D'Angelo

Mortgage Consultant

409 Minnisink Rd

Totowa, NJ 07512

(973) 435-2800

ldangelo@lcdmtg.com

Address

409 Minnisink Rd

Totowa, NJ

Contact

(973) 435-2800

Fax (301) 639-0804

fbarber@lcdmtg.com

Address

409 Minnisink Rd

Totowa, NJ

Contact

(973) 435-2800

Fax (301) 639-0804

pdangelo@lcdmtg.com

Address

409 Minnisink Rd

Totowa, NJ

Contact

(973) 435-2800

Fax (301) 639-0804

singui@lcdmtg.com

Refinancing News for Totowa, New Jersey 07512