Compare Today’s Refinance Rates for Township Of Washington, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Township Of Washington, New Jersey 07676. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Township Of Washington and surrounding areas of Bergen county, your expected lifetime cash savings are $8,521 or $24 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Township Of Washington, New Jersey 07676.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Township Of Washington, New Jersey 07676

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Township Of Washington, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Township Of Washington, NJ 07676, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Township Of Washington, NJ

Refinance Rates for Township Of Washington, New Jersey 07676 from 2013 - 2020

Below are historical data on refinancing in Township Of Washington, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Township Of Washington, New Jersey 07676

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Township Of Washington, New Jersey 07676, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Thomas Guinan

Home Loan Consultant

370 Pascack Rd

Township Of Washington, NJ 07676

(201) 664-5400

tguinan@oritani.com

Joe Laquidara

Home Loan Consultant

370 Pascack Rd

Township Of Washington, NJ 07676

(201) 664-5400

jlaquidara@oritani.com

David Garcia

Home Loan Consultant

370 Pascack Rd

Township Of Washington, NJ 07676

(201) 664-5400

dgarcia@oritani.com

Christopher Carola

Home Loan Consultant

370 Pascack Rd

Township Of Washington, NJ 07676

(201) 664-5400

ccarola@oritani.com

John Pagano Vice President/Lending Officer

Home Loan Consultant

370 Pascack Rd

Township Of Washington, NJ 07676

(201) 664-5400

jpagano@oritani.com

Address

370 Pascack Rd

Township Of Washington, NJ

Contact

(201) 664-5400

Fax (301) 639-0804

tguinan@oritani.com

Address

370 Pascack Rd

Township Of Washington, NJ

Contact

(201) 664-5400

Fax (301) 639-0804

jlaquidara@oritani.com

Address

370 Pascack Rd

Township Of Washington, NJ

Contact

(201) 664-5400

Fax (301) 639-0804

dgarcia@oritani.com

Refinancing News for Township Of Washington, New Jersey 07676