Compare Today’s Refinance Rates for Township Of Washington, New Jersey 07676
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Township Of Washington, New Jersey 07676.
With a 30-year amortization refinance in Township Of Washington and surrounding areas of Bergen county, our calculations show that you can expect to save up to $10,234 over the lifetime of your mortgage, or a monthly savings of $28. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Township Of Washington, New Jersey 07676.
Summary of Average Refinances in Township Of Washington, New Jersey 07676
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Interactive Refinance Rate Projections for Township Of Washington, New Jersey 07676
Pureloan has developed an interactive chart to monitor the five largest local lenders in Township Of Washington, NJ 07676, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Township Of Washington, New Jersey 07676 from 2024 - 2016
The following historical data provides insights into refinancing trends in Township Of Washington, New Jersey and the surrounding Bergen county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
% 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Township Of Washington, New Jersey 07676
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Township Of Washington, New Jersey 07676, we have compiled a list of top refinance brokers to assist you in the process.
Thomas Guinan
Home Loan Consultant
370 Pascack Rd
Township Of Washington, NJ 07676
(201) 664-5400
tguinan@oritani.com
Joe Laquidara
Home Loan Consultant
370 Pascack Rd
Township Of Washington, NJ 07676
(201) 664-5400
jlaquidara@oritani.com
David Garcia
Home Loan Consultant
370 Pascack Rd
Township Of Washington, NJ 07676
(201) 664-5400
dgarcia@oritani.com
Christopher Carola
Home Loan Consultant
370 Pascack Rd
Township Of Washington, NJ 07676
(201) 664-5400
ccarola@oritani.com
John Pagano Vice President/Lending Officer
Home Loan Consultant
370 Pascack Rd
Township Of Washington, NJ 07676
(201) 664-5400
jpagano@oritani.com
Address
370 Pascack Rd
Township Of Washington, NJ
Contact
(201) 664-5400
Fax (301) 639-0804
tguinan@oritani.com
Address
370 Pascack Rd
Township Of Washington, NJ
Contact
(201) 664-5400
Fax (301) 639-0804
jlaquidara@oritani.com
Address
370 Pascack Rd
Township Of Washington, NJ
Contact
(201) 664-5400
Fax (301) 639-0804
dgarcia@oritani.com