Compare Today’s Refinance Rates for Trenton, New Jersey 08601
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Trenton, New Jersey 08601.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Trenton, New Jersey 08601. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,616 or $16 per month in Trenton and other parts of Mercer county.
Summary of Average Refinances in Trenton, New Jersey 08601
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Interactive Refinance Rate Projections for Trenton, New Jersey 08601
Pureloan has developed an interactive chart to monitor the five largest local lenders in Trenton, NJ 08601, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Trenton, New Jersey 08601 from 2024 - 2016
The following historical data provides insights into refinancing trends in Trenton, New Jersey and the surrounding Mercer county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 67.30% | 71.68% | 69.52% | 70.85% | 74.73% | 63.07% | 66.54% | 67.58% |
avg refi rate | 6.71% | 3.73% | 2.98% | 3.24% | 4.29% | 4.66% | 4.13% | 4.04% | 4.18% |
% 15 year fixed refinance | 20.85% | 17.18% | 20.74% | 24.62% | 15.38% | 27.84% | 20.87% | 20.09% | |
avg refi rate | 2.67% | 2.44% | 2.75% | 3.51% | 3.83% | 3.38% | 3.23% | 3.31% | |
Avg credit score | 747.14 | 758.11 | 771.87 | 768.79 | 760.25 | 748.19 | 761.70 | 761.04 | 764.93 |
Avg LTV (loan to value) | 64.14% | 50.52% | 60.58% | 66.25% | 68.81% | 68.78% | 67.65% | 70.04% | 70.36% |
Avg DTI (debt to income) | 30.86 | 33.32 | 31.94 | 31.93 | 35.07 | 34.69 | 32.79 | 32.36 | 32.56 |
Avg refinance insurance % | 7.86% | 0.18% | 1.34% | 2.79% | 4.26% | 2.95% | 2.35% | 3.77% | 2.45% |
Best Refinance Brokers around Trenton, New Jersey 08601
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Trenton, New Jersey 08601, we have compiled a list of top refinance brokers to assist you in the process.
R Ferrante
Mortgage Loan Officer
1300 Kuser Rd
Trenton, NJ 08601
(609) 838-1752
rferrante@advisorsmortgage.com
Frank Mancino
Mortgage Loan Officer
1 Nami Ln
Trenton, NJ 08601
(609) 586-0020
fmancino@gateway-funding.com
Steve Forino
Loan Officer
349 New Brunswick Ave
Hamilton, NJ 08601
(732) 616-7882
Steve.Forino@pnc.com
Robert Hewitt
Loan Officer
349 New Brunswick Ave
Hamilton, NJ 08601
Robert.Hewitt@pnc.com
Arlene Mensch
Loan Officer
349 New Brunswick Ave
Hamilton, NJ 08601
(609) 238-6702
Arlene.Mensch@pnc.com
Address
1300 Kuser Rd
Trenton, NJ
Contact
(609) 838-1752
Fax (301) 639-0804
rferrante@advisorsmortgage.com
Address
1 Nami Ln
Trenton, NJ
Contact
(609) 586-0020
Fax (301) 639-0804
fmancino@gateway-funding.com
Address
349 New Brunswick Ave
Hamilton, NJ
Contact
(732) 616-7882
Fax (301) 639-0804
Steve.Forino@pnc.com