Compare Today’s Refinance Rates for Union, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Union, New Jersey 07083. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,140 or $17 / month in Union and other areas of Union county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Union, New Jersey 07083.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Union, New Jersey 07083

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Union, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Union, NJ 07083, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Union, NJ

Refinance Rates for Union, New Jersey 07083 from 2013 - 2020

Below are historical data on refinancing in Union, New Jersey and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Union, New Jersey 07083

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Union, New Jersey 07083, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Carlos DaSilva

Mortgage Banker

1224 Stuyvesant Ave

Union, NJ 07083

(190) 868-8209

carlos.m.dasilva@chase.com

N. Parikh

Loan Officer

906 Oak Tree Ave Ste Q

South Plainfield, NJ 07083

(908) 769-5151

nparikh@kwikmtg.com

Peter Simko

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07083

(908) 315-5254

psimko@kwikmtg.com

Punit Shah

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07083

(908) 315-5365

pshah@kwikmtg.com

Gopal Patel

Senior Mortgage Consultant

906 Oak Tree Ave Ste R

South Plainfield, NJ 07083

(908) 315-5261

gpatel@kwikmtg.com

Address

1224 Stuyvesant Ave

Union, NJ

Contact

(190) 868-8209

Fax (301) 639-0804

carlos.m.dasilva@chase.com

Address

906 Oak Tree Ave Ste Q

South Plainfield, NJ

Contact

(908) 769-5151

Fax (301) 639-0804

nparikh@kwikmtg.com

Address

906 Oak Tree Ave Ste R

South Plainfield, NJ

Contact

(908) 315-5254

Fax (301) 639-0804

psimko@kwikmtg.com

Refinancing News for Union, New Jersey 07083