Compare Today’s Refinance Rates for Union City, New Jersey 07087
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Union City, New Jersey 07087.
With a 30-year amortization refinance in Union City and surrounding areas of Hudson county, our calculations show that you can expect to save up to $14,031 over the lifetime of your mortgage, or a monthly savings of $39. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Union City, New Jersey 07087.
Summary of Average Refinances in Union City, New Jersey 07087
Become a certified mortgage expert on Pureloan.com
in Union City, New Jersey 07087
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Union City, New Jersey 07087
Pureloan has developed an interactive chart to monitor the five largest local lenders in Union City, NJ 07087, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Union City, New Jersey 07087 from 2024 - 2016
The following historical data provides insights into refinancing trends in Union City, New Jersey and the surrounding Hudson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.71% | 55.90% | 55.82% | 50.50% | 66.24% | 66.88% | 52.91% | 52.52% | 53.88% |
avg refi rate | 6.69% | 3.63% | 2.95% | 3.19% | 4.13% | 4.54% | 4.19% | 3.92% | 4.01% |
% 15 year fixed refinance | 7.14% | 28.65% | 26.46% | 31.15% | 20.25% | 27.27% | 35.45% | 33.96% | 34.69% |
avg refi rate | 5.25% | 2.98% | 2.44% | 2.77% | 3.64% | 3.87% | 3.36% | 3.19% | 3.32% |
Avg credit score | 721.86 | 746.78 | 761.75 | 764.37 | 752.76 | 743.21 | 746.50 | 747.51 | 750.66 |
Avg LTV (loan to value) | 71.79% | 66.88% | 70.25% | 72.06% | 73.73% | 67.02% | 67.80% | 71.78% | 70.16% |
Avg DTI (debt to income) | 38.29 | 32.96 | 30.02 | 28.99 | 32.23 | 32.14 | 32.63 | 30.98 | 30.56 |
Avg refinance insurance % | 5.64% | 2.14% | 4.08% | 4.98% | 7.28% | 2.86% | 3.50% | 5.40% | 4.45% |
Best Refinance Brokers around Union City, New Jersey 07087
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Union City, New Jersey 07087, we have compiled a list of top refinance brokers to assist you in the process.
S Hughes
Mortgage Loan Officer
97 Main St Ste 209
Woodbridge, NJ 07087
(941) 552-0721
shughes@accessmortgageservices.com
Shimi Globman
Vice President of Mortgage Lending
234 Main St # 202
Woodbridge, NJ 07087
(732) 527-0702
Shimi.Globman@guaranteedrate.com
Luis Martinez
VP of Mortgage Lending
234 Main St # 202
Woodbridge, NJ 07087
(732) 527-0702
luis.martinez@guaranteedrate.com
Lori Neuhauser
Vice President of Mortgage Lending
234 Main St # 202
Woodbridge, NJ 07087
(732) 527-0702
lori.neuhauser@guaranteedrate.com
Kevin Keane
Branch Manager
234 Main St # 202
Woodbridge, NJ 07087
(732) 527-0702
kevin.keane@guaranteedrate.com
Address
97 Main St Ste 209
Woodbridge, NJ
Contact
(941) 552-0721
Fax (301) 639-0804
shughes@accessmortgageservices.com
Address
234 Main St # 202
Woodbridge, NJ
Contact
(732) 527-0702
Fax (301) 639-0804
Shimi.Globman@guaranteedrate.com
Address
234 Main St # 202
Woodbridge, NJ
Contact
(732) 527-0702
Fax (301) 639-0804
luis.martinez@guaranteedrate.com