Compare Today’s Refinance Rates for Verona, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Verona, New Jersey 07044. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Verona and other areas of Essex county, expected lifetime cash savings are $9,263 or $26 / month.

For Verona, New Jersey 07044, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Verona, New Jersey 07044

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Verona, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Verona, NJ 07044, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Verona, NJ

Refinance Rates for Verona, New Jersey 07044 from 2013 - 2020

Below are historical data on refinancing in Verona, New Jersey and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.71% 50.97% 44.09% 48.17% 72.73% 59.17% 57.30% 60.90%
avg refi rate 4.86% 4.65% 3.91% 3.76% 4.50% 4.13% 3.96% 4.05%
% 15 year fixed refinance 28.49% 32.90% 42.52% 41.18% 18.18% 28.33% 27.02% 23.72%
avg refi rate 4.22% 3.81% 3.24% 3.04% 3.66% 3.29% 3.22% 3.22%
Avg credit score 749.96 747.85 755.81 752.38 743.31 746.28 742.32 738.17
Avg LTV (loan to value) 64.95% 66.22% 67.23% 67.87% 72.01% 70.09% 72.83% 70.60%
Avg DTI (debt to income) 30.84 30.85 29.93 30.90 33.97 32.09 33.17 34.40
Avg refinance insurance % 1.86% 1.86% 1.55% 2.87% 4.24% 4.13% 5.39% 5.45%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Verona, New Jersey 07044

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Verona, New Jersey 07044, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rick Knackstedt

Mortgage Banker

566 Bloomfield

Verona, NJ 07044

(908) 405-6680

rick.knackstedt@chase.com

Caitlyn Brown

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07044

(855) 422-6548

CBrown@myinvestorsbank.com

David Ostrowsky

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07044

(855) 422-6548

DOstrowsky@myinvestorsbank.com

Ed Spaulding

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07044

(855) 422-6548

ESpaulding@myinvestorsbank.com

Greg Ginn

Senior Loan Officer

249 Millburn Ave

Millburn, NJ 07044

(855) 422-6548

GGinn@myinvestorsbank.com

Address

566 Bloomfield

Verona, NJ

Contact

(908) 405-6680

Fax (301) 639-0804

rick.knackstedt@chase.com

Address

249 Millburn Ave

Millburn, NJ

Contact

(855) 422-6548

Fax (301) 639-0804

CBrown@myinvestorsbank.com

Address

249 Millburn Ave

Millburn, NJ

Contact

(855) 422-6548

Fax (301) 639-0804

DOstrowsky@myinvestorsbank.com

Refinancing News for Verona, New Jersey 07044