Compare Today’s Refinance Rates for Villas, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Villas, New Jersey 08251. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,687 or $13 / month in Villas and other areas of Cape May county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Villas, New Jersey 08251.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Villas, New Jersey 08251

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Villas, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Villas, NJ 08251, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Villas, NJ

Refinance Rates for Villas, New Jersey 08251 from 2013 - 2020

Below are historical data on refinancing in Villas, New Jersey and around Cape May county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.69% 41.36% 48.00% 52.53% 59.20% 52.94% 53.93% 42.64%
avg refi rate 4.86% 4.55% 3.90% 3.72% 4.54% 4.07% 3.92% 3.92%
% 15 year fixed refinance 30.77% 38.98% 36.00% 38.48% 32.76% 32.49% 34.61% 38.58%
avg refi rate 4.28% 3.86% 3.28% 2.98% 3.59% 3.28% 3.07% 3.15%
Avg credit score 766.38 769.03 767.22 765.84 755.87 757.05 757.04 759.65
Avg LTV (loan to value) 59.09% 59.67% 62.41% 63.12% 67.98% 67.37% 68.10% 64.14%
Avg DTI (debt to income) 32.69 32.59 32.11 32.48 33.75 33.73 34.13 35.28
Avg refinance insurance % 0.59% 1.22% 2.10% 2.70% 4.85% 3.97% 3.70% 2.12%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Villas, New Jersey 08251

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Villas, New Jersey 08251, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Angela Goldberg

Mortgage Originator

1117 E Landis Ave Ste C

Vineland, NJ 08251

(856) 692-9494

agoldberg@gateway-funding.com

Stephen Myers

Mortgage Originator

1117 E Landis Ave Ste C

Vineland, NJ 08251

(856) 692-9494

smyers@gateway-funding.com

Dorothy Clavin

Branch Manager

67 Walnut Ave., Ste. 310

Vineland, NJ 08251

(908) 409-0360

dorothy.clavin@gatewayloan.com

Kristen Henry

Loan Originator

669 Airport Freeway Suite 306

Mays Landing, NJ 08251

(817) 554-1001

kristen.henry@gatewayloan.com

Patrick Steele

Loan Originator

669 Airport Freeway Suite 306

Vineland, NJ 08251

(817) 554-1001

patrick.steele@gatewayloan.com

Address

1117 E Landis Ave Ste C

Vineland, NJ

Contact

(856) 692-9494

Fax (301) 639-0804

agoldberg@gateway-funding.com

Address

1117 E Landis Ave Ste C

Vineland, NJ

Contact

(856) 692-9494

Fax (301) 639-0804

smyers@gateway-funding.com

Address

67 Walnut Ave., Ste. 310

Vineland, NJ

Contact

(908) 409-0360

Fax (301) 639-0804

dorothy.clavin@gatewayloan.com

Refinancing News for Villas, New Jersey 08251