Compare Today’s Refinance Rates for Vineland, New Jersey 08360
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Vineland, New Jersey 08360.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,616 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Vineland and other areas of Cumberland county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Vineland, New Jersey 08360
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Interactive Refinance Rate Projections for Vineland, New Jersey 08360
Pureloan has developed an interactive chart to monitor the five largest local lenders in Vineland, NJ 08360, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Vineland, New Jersey 08360 from 2024 - 2016
The following historical data provides insights into refinancing trends in Vineland, New Jersey and the surrounding Cumberland county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 96.97% | 70.53% | 73.93% | 74.28% | 73.91% | 74.76% | 62.94% | 65.47% | 65.01% |
avg refi rate | 6.34% | 3.65% | 2.94% | 3.30% | 4.03% | 4.61% | 4.16% | 3.94% | 4.11% |
% 15 year fixed refinance | 3.03% | 18.95% | 16.03% | 15.69% | 13.88% | 17.67% | 26.11% | 25.82% | 23.40% |
avg refi rate | 4.63% | 2.69% | 2.43% | 2.78% | 3.50% | 3.92% | 3.47% | 3.23% | 3.35% |
Avg credit score | 757.42 | 747.49 | 750.99 | 754.39 | 749.06 | 742.92 | 743.83 | 753.34 | 757.71 |
Avg LTV (loan to value) | 52.12% | 48.28% | 56.66% | 65.19% | 67.60% | 64.82% | 68.09% | 71.58% | 71.75% |
Avg DTI (debt to income) | 37.73 | 33.17 | 32.60 | 32.70 | 33.30 | 34.63 | 33.81 | 32.06 | 32.32 |
Avg refinance insurance % | 1.76% | 0.46% | 0.76% | 2.06% | 2.93% | 1.73% | 2.66% | 4.92% | 4.41% |
Best Refinance Brokers around Vineland, New Jersey 08360
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Vineland, New Jersey 08360, we have compiled a list of top refinance brokers to assist you in the process.
Patrick Steele
Loan Originator
669 Airport Freeway Suite 306
Vineland, NJ 08360
(817) 554-1001
patrick.steele@gatewayloan.com
Dorothy Clavin
Branch Manager
67 Walnut Ave., Ste. 310
Vineland, NJ 08360
(908) 409-0360
dorothy.clavin@gatewayloan.com
Stephen Myers
Mortgage Originator
1117 E Landis Ave Ste C
Vineland, NJ 08360
(856) 692-9494
smyers@gateway-funding.com
Angela Goldberg
Mortgage Originator
1117 E Landis Ave Ste C
Vineland, NJ 08360
(856) 692-9494
agoldberg@gateway-funding.com
Address
669 Airport Freeway Suite 306
Vineland, NJ
Contact
(817) 554-1001
Fax (301) 639-0804
patrick.steele@gatewayloan.com
Address
67 Walnut Ave., Ste. 310
Vineland, NJ
Contact
(908) 409-0360
Fax (301) 639-0804
dorothy.clavin@gatewayloan.com
Address
1117 E Landis Ave Ste C
Vineland, NJ
Contact
(856) 692-9494
Fax (301) 639-0804
smyers@gateway-funding.com