Compare Today’s Refinance Rates for Vineland, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Vineland, New Jersey 08360. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,694 or $16 / month in Vineland and other areas of Cumberland county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Vineland, New Jersey 08360.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Vineland, New Jersey 08360

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Vineland, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Vineland, NJ 08360, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Vineland, NJ

Refinance Rates for Vineland, New Jersey 08360 from 2013 - 2020

Below are historical data on refinancing in Vineland, New Jersey and around Cumberland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.14% 51.37% 47.30% 57.21% 68.20% 65.29% 65.26% 62.16%
avg refi rate 4.86% 4.46% 3.88% 3.83% 4.52% 4.13% 3.94% 4.04%
% 15 year fixed refinance 33.60% 35.27% 39.74% 35.49% 24.03% 23.73% 25.98% 26.13%
avg refi rate 4.20% 3.77% 3.24% 3.08% 3.67% 3.35% 3.23% 3.33%
Avg credit score 772.88 776.03 773.24 770.71 755.30 757.25 753.34 749.40
Avg LTV (loan to value) 64.12% 65.92% 67.53% 69.72% 72.15% 72.20% 71.58% 68.86%
Avg DTI (debt to income) 28.11 28.56 27.86 28.81 32.35 32.19 32.11 33.73
Avg refinance insurance % 1.04% 1.85% 1.38% 3.02% 4.63% 4.72% 4.90% 3.27%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Vineland, New Jersey 08360

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Vineland, New Jersey 08360, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Patrick Steele

Loan Originator

669 Airport Freeway Suite 306

Vineland, NJ 08360

(817) 554-1001

patrick.steele@gatewayloan.com

Dorothy Clavin

Branch Manager

67 Walnut Ave., Ste. 310

Vineland, NJ 08360

(908) 409-0360

dorothy.clavin@gatewayloan.com

Stephen Myers

Mortgage Originator

1117 E Landis Ave Ste C

Vineland, NJ 08360

(856) 692-9494

smyers@gateway-funding.com

Angela Goldberg

Mortgage Originator

1117 E Landis Ave Ste C

Vineland, NJ 08360

(856) 692-9494

agoldberg@gateway-funding.com

Address

669 Airport Freeway Suite 306

Vineland, NJ

Contact

(817) 554-1001

Fax (301) 639-0804

patrick.steele@gatewayloan.com

Address

67 Walnut Ave., Ste. 310

Vineland, NJ

Contact

(908) 409-0360

Fax (301) 639-0804

dorothy.clavin@gatewayloan.com

Address

1117 E Landis Ave Ste C

Vineland, NJ

Contact

(856) 692-9494

Fax (301) 639-0804

smyers@gateway-funding.com

Refinancing News for Vineland, New Jersey 08360