Compare Today’s Refinance Rates for Wanaque, New Jersey 07465
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wanaque, New Jersey 07465.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $29,077 over the lifetime of your mortgage, which translates to a monthly savings of $81 in Wanaque and other areas of Passaic county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wanaque, New Jersey 07465
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Interactive Refinance Rate Projections for Wanaque, New Jersey 07465
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wanaque, NJ 07465, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wanaque, New Jersey 07465 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wanaque, New Jersey and the surrounding Passaic county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
% 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Wanaque, New Jersey 07465
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wanaque, New Jersey 07465, we have compiled a list of top refinance brokers to assist you in the process.
Nick Tarabokija
Mortgage Banker
1401 Valley Rd
Wayne, NJ 07465
(197) 362-8561 Ext.1
nick.j.tarabokija@chase.com
Shalene Venetis
Mortgage Banker
1401 Valley Rd
Wayne, NJ 07465
(197) 370-6096
shalene.venetis@chase.com
JOHN RONDI
Loan Officer
87 Berdan Ave Ste A
Wayne, NJ 07465
(973) 686-3200
john.rondi@Wellsfargo.com
FELICE IOSSA
Loan Officer
87 Berdan Ave Ste A
Wayne, NJ 07465
(973) 686-3200
Felice.Iossa@Wellsfargo.com
ALPHONSE DANUBIO
Loan Officer
87 Berdan Ave Ste A
Wayne, NJ 07465
(973) 686-3200
Alphonse.J.Danubio@wellsfargo.com
Address
1401 Valley Rd
Wayne, NJ
Contact
(197) 362-8561 Ext.1
Fax (301) 639-0804
nick.j.tarabokija@chase.com
Address
1401 Valley Rd
Wayne, NJ
Contact
(197) 370-6096
Fax (301) 639-0804
shalene.venetis@chase.com
Address
87 Berdan Ave Ste A
Wayne, NJ
Contact
(973) 686-3200
Fax (301) 639-0804
john.rondi@Wellsfargo.com