Compare Today’s Refinance Rates for Wanaque, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Wanaque, New Jersey 07465. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,968 or $14 / month in Wanaque and other areas of Passaic county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Wanaque, New Jersey 07465.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Wanaque, New Jersey 07465

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Wanaque, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wanaque, NJ 07465, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Wanaque, NJ

Refinance Rates for Wanaque, New Jersey 07465 from 2013 - 2020

Below are historical data on refinancing in Wanaque, New Jersey and around Passaic county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.20% 44.16% 49.47% 51.91% 56.35% 55.76% 59.02% 50.25%
avg refi rate 4.86% 4.53% 3.91% 3.72% 4.48% 4.09% 3.88% 3.99%
% 15 year fixed refinance 32.75% 37.13% 34.02% 37.44% 33.63% 29.69% 27.19% 33.58%
avg refi rate 4.30% 3.81% 3.25% 3.00% 3.56% 3.25% 3.10% 3.20%
Avg credit score 763.83 764.16 766.69 760.77 754.73 755.24 754.91 752.60
Avg LTV (loan to value) 63.61% 64.21% 65.30% 66.02% 71.72% 70.55% 70.91% 68.89%
Avg DTI (debt to income) 30.85 31.32 31.22 30.81 32.97 32.98 33.52 34.31
Avg refinance insurance % 1.34% 1.93% 2.38% 3.07% 5.88% 4.83% 4.81% 3.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wanaque, New Jersey 07465

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wanaque, New Jersey 07465, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Nick Tarabokija

Mortgage Banker

1401 Valley Rd

Wayne, NJ 07465

(197) 362-8561 Ext.1

nick.j.tarabokija@chase.com

Shalene Venetis

Mortgage Banker

1401 Valley Rd

Wayne, NJ 07465

(197) 370-6096

shalene.venetis@chase.com

JOHN RONDI

Loan Officer

87 Berdan Ave Ste A

Wayne, NJ 07465

(973) 686-3200

john.rondi@Wellsfargo.com

FELICE IOSSA

Loan Officer

87 Berdan Ave Ste A

Wayne, NJ 07465

(973) 686-3200

Felice.Iossa@Wellsfargo.com

ALPHONSE DANUBIO

Loan Officer

87 Berdan Ave Ste A

Wayne, NJ 07465

(973) 686-3200

Alphonse.J.Danubio@wellsfargo.com

Address

1401 Valley Rd

Wayne, NJ

Contact

(197) 362-8561 Ext.1

Fax (301) 639-0804

nick.j.tarabokija@chase.com

Address

1401 Valley Rd

Wayne, NJ

Contact

(197) 370-6096

Fax (301) 639-0804

shalene.venetis@chase.com

Address

87 Berdan Ave Ste A

Wayne, NJ

Contact

(973) 686-3200

Fax (301) 639-0804

john.rondi@Wellsfargo.com

Refinancing News for Wanaque, New Jersey 07465