Compare Today’s Refinance Rates for Warren, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Warren, New Jersey 07059. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Warren and other areas of Somerset county, expected lifetime cash savings are $12,084 or $34 / month.

For Warren, New Jersey 07059, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Warren, New Jersey 07059

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Warren, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Warren, NJ 07059, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Warren, NJ

Refinance Rates for Warren, New Jersey 07059 from 2013 - 2020

Below are historical data on refinancing in Warren, New Jersey and around Somerset county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 50.11% 52.15% 39.78% 45.32% 66.30% 58.49% 62.50% 57.14%
avg refi rate 4.86% 4.59% 3.90% 3.82% 4.46% 4.06% 3.89% 3.96%
% 15 year fixed refinance 34.23% 32.95% 40.06% 41.63% 25.41% 27.22% 27.75% 31.43%
avg refi rate 4.26% 3.87% 3.22% 3.05% 3.60% 3.34% 3.16% 3.29%
Avg credit score 752.36 751.26 756.85 747.57 737.04 749.23 743.22 751.92
Avg LTV (loan to value) 67.58% 68.03% 70.17% 69.69% 75.11% 72.25% 72.02% 72.23%
Avg DTI (debt to income) 30.27 29.61 28.51 29.28 30.88 31.04 30.53 32.26
Avg refinance insurance % 2.73% 3.12% 4.40% 4.13% 8.98% 6.01% 5.93% 6.23%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Warren, New Jersey 07059

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Warren, New Jersey 07059, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Christopher Michael

Branch Manager/Loan Officer

2 North Road, Suite 5

Warren, NJ 07059

(757) 498-7435

cmichael@twmortgage.com

Valerie Molnar

Mortgage Banker

9 MOUNT BETHEL RD

WARREN, NJ 07059

(732) 406-9514

valerie.molnar@chase.com

Arthur Guglielmo

Mortgage Loan Officer

100 Walnut Ave Ste 101

Clark, NJ 07059

(732) 381-2900

arthur.guglielmo@pncmortgage.com

Nancy Wang

Mortgage Loan Officer

100 Walnut Ave Ste 101

Clark, NJ 07059

(732) 381-2900

lianxia.wang@pncmortgage.com

Richard Buontempo

Mortgage Loan Officer

100 Walnut Ave Ste 101

Clark, NJ 07059

(732) 381-2900

richard.buontempo@pncmortgage.com

Address

2 North Road, Suite 5

Warren, NJ

Contact

(757) 498-7435

Fax (301) 639-0804

cmichael@twmortgage.com

Address

9 MOUNT BETHEL RD

WARREN, NJ

Contact

(732) 406-9514

Fax (301) 639-0804

valerie.molnar@chase.com

Address

100 Walnut Ave Ste 101

Clark, NJ

Contact

(732) 381-2900

Fax (301) 639-0804

arthur.guglielmo@pncmortgage.com

Refinancing News for Warren, New Jersey 07059