Compare Today’s Refinance Rates for Wayne, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Wayne, New Jersey 07470. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Wayne and other areas of Passaic county, expected lifetime cash savings are $7,818 or $22 / month.

For Wayne, New Jersey 07470, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Wayne, New Jersey 07470

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Wayne, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wayne, NJ 07470, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Wayne, NJ

Refinance Rates for Wayne, New Jersey 07470 from 2013 - 2020

Below are historical data on refinancing in Wayne, New Jersey and around Passaic county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.20% 44.16% 49.47% 51.91% 56.35% 55.76% 59.02% 50.25%
avg refi rate 4.86% 4.53% 3.91% 3.72% 4.48% 4.09% 3.88% 3.99%
% 15 year fixed refinance 32.75% 37.13% 34.02% 37.44% 33.63% 29.69% 27.19% 33.58%
avg refi rate 4.30% 3.81% 3.25% 3.00% 3.56% 3.25% 3.10% 3.20%
Avg credit score 763.83 764.16 766.69 760.77 754.73 755.24 754.91 752.60
Avg LTV (loan to value) 63.61% 64.21% 65.30% 66.02% 71.72% 70.55% 70.91% 68.89%
Avg DTI (debt to income) 30.85 31.32 31.22 30.81 32.97 32.98 33.52 34.31
Avg refinance insurance % 1.34% 1.93% 2.38% 3.07% 5.88% 4.83% 4.81% 3.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wayne, New Jersey 07470

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wayne, New Jersey 07470, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brett Lehman

Mortgage Banker

1401 Valley Road

Wayne, NJ 07470

(973) 706-0961

brett.e.lehman@chase.com

DAVID DEBONIS

Loan Officer

87 Berdan Ave Ste A

Wayne, NJ 07470

(973) 686-3200

David.P.Debonis@wellsfargo.com

PATRICK BUTLER

Loan Officer

87 Berdan Ave Ste A

Wayne, NJ 07470

(973) 686-3200

Patrick.Butler@wellsfargo.com

ALPHONSE DANUBIO

Loan Officer

87 Berdan Ave Ste A

Wayne, NJ 07470

(973) 686-3200

Alphonse.J.Danubio@wellsfargo.com

FELICE IOSSA

Loan Officer

87 Berdan Ave Ste A

Wayne, NJ 07470

(973) 686-3200

Felice.Iossa@Wellsfargo.com

Address

1401 Valley Road

Wayne, NJ

Contact

(973) 706-0961

Fax (301) 639-0804

brett.e.lehman@chase.com

Address

87 Berdan Ave Ste A

Wayne, NJ

Contact

(973) 686-3200

Fax (301) 639-0804

David.P.Debonis@wellsfargo.com

Address

87 Berdan Ave Ste A

Wayne, NJ

Contact

(973) 686-3200

Fax (301) 639-0804

Patrick.Butler@wellsfargo.com

Refinancing News for Wayne, New Jersey 07470