Compare Today’s Refinance Rates for West Orange, New Jersey 07052
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in West Orange, New Jersey 07052.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in West Orange, New Jersey 07052. For 30-year amortization refinancing, you can expect lifetime cash savings of $14,357 or $40 per month in West Orange and other parts of Essex county.
Summary of Average Refinances in West Orange, New Jersey 07052
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Interactive Refinance Rate Projections for West Orange, New Jersey 07052
Pureloan has developed an interactive chart to monitor the five largest local lenders in West Orange, NJ 07052, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in West Orange, New Jersey 07052 from 2024 - 2016
The following historical data provides insights into refinancing trends in West Orange, New Jersey and the surrounding Essex county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 57.14% | 62.50% | 58.49% | 66.30% | 45.32% | 39.78% | 52.15% | 50.11% | |
avg refi rate | 3.96% | 3.89% | 4.06% | 4.46% | 3.82% | 3.90% | 4.59% | 4.86% | |
% 15 year fixed refinance | 31.43% | 27.75% | 27.22% | 25.41% | 41.63% | 40.06% | 32.95% | 34.23% | |
avg refi rate | 3.29% | 3.16% | 3.34% | 3.60% | 3.05% | 3.22% | 3.87% | 4.26% | |
Avg credit score | 751.92 | 743.22 | 749.23 | 737.04 | 747.57 | 756.85 | 751.26 | 752.36 | |
Avg LTV (loan to value) | 72.23% | 72.02% | 72.25% | 75.11% | 69.69% | 70.17% | 68.03% | 67.58% | |
Avg DTI (debt to income) | 32.26 | 30.53 | 31.04 | 30.88 | 29.28 | 28.51 | 29.61 | 30.27 | |
Avg refinance insurance % | 6.23% | 5.93% | 6.01% | 8.98% | 4.13% | 4.40% | 3.12% | 2.73% |
Best Refinance Brokers around West Orange, New Jersey 07052
If you are considering refinancing your mortgage or obtaining a cash-out refinance in West Orange, New Jersey 07052, we have compiled a list of top refinance brokers to assist you in the process.
Kimberly Charne
Mortgage Loan Originator
140 Littleton Rd Ste 301
Parsippany, NJ 07052
(908) 603-1145
KCharne@jerseymortgage.com
Carmelo Oliveri
Mortgage Consultant/Loan Officer
3219 US Highway 46 Ste 207
Parsippany, NJ 07052
(201) 638-4345
carmelo.x.oliveri@us.hsbc.com
T Marino
Mortgage Consultant
4 Woodhollow Rd Ste 130
Parsippany, NJ 07052
(888) 763-3500
tmarinaro@rhfunding.com
Shane Force
Mortgage Loan Originator
76 Woodmont Rd
Pine Brook, NJ 07052
(973) 830-8706
sf@atlantichomeloans.com
Brian Marcotulli
Mortgage Banker
100 Parsippany Rd
Parsippany, NJ 07052
(197) 388-4106
brian.a.marcotulli@chase.com
Address
140 Littleton Rd Ste 301
Parsippany, NJ
Contact
(908) 603-1145
Fax (301) 639-0804
KCharne@jerseymortgage.com
Address
3219 US Highway 46 Ste 207
Parsippany, NJ
Contact
(201) 638-4345
Fax (301) 639-0804
carmelo.x.oliveri@us.hsbc.com
Address
4 Woodhollow Rd Ste 130
Parsippany, NJ
Contact
(888) 763-3500
Fax (301) 639-0804
tmarinaro@rhfunding.com