Compare Today’s Refinance Rates for Westfield, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Westfield, New Jersey 07091. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Westfield and surrounding areas of Union county, your expected lifetime cash savings are $13,700 or $38 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Westfield, New Jersey 07091.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Westfield, New Jersey 07091

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Westfield, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Westfield, NJ 07091, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Westfield, NJ

Refinance Rates for Westfield, New Jersey 07091 from 2013 - 2020

Below are historical data on refinancing in Westfield, New Jersey and around Union county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Westfield, New Jersey 07091

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Westfield, New Jersey 07091, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lynn Jaczynski

Mortgage Banker

302 East Broad Street

Westfield, NJ 07091

(732) 979-7449

lynn.jaczynski@chase.com

Scott Eagleson

Vice President / Loan Officer

189 Elm St Ste 3

Westfield, NJ 07091

(201) 265-4545

scotte@corcapfinancial.com

Kevin Shanman

President/ Loan Officer

189 Elm St Ste 3

Westfield, NJ 07091

(201) 265-4545 Ext 100

kevins@corcapfinancial.com

S Hughes

Mortgage Loan Officer

97 Main St Ste 209

Woodbridge, NJ 07091

(941) 552-0721

shughes@accessmortgageservices.com

Shimi Globman

Vice President of Mortgage Lending

234 Main St # 202

Woodbridge, NJ 07091

(732) 527-0702

Shimi.Globman@guaranteedrate.com

Address

302 East Broad Street

Westfield, NJ

Contact

(732) 979-7449

Fax (301) 639-0804

lynn.jaczynski@chase.com

Address

189 Elm St Ste 3

Westfield, NJ

Contact

(201) 265-4545

Fax (301) 639-0804

scotte@corcapfinancial.com

Address

189 Elm St Ste 3

Westfield, NJ

Contact

(201) 265-4545 Ext 100

Fax (301) 639-0804

kevins@corcapfinancial.com

Refinancing News for Westfield, New Jersey 07091