Compare Today’s Refinance Rates for Westfield, New Jersey 07090
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Westfield, New Jersey 07090.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Westfield, New Jersey 07090. For 30-year amortization refinancing, you can expect lifetime cash savings of $24,473 or $68 per month in Westfield and other parts of Union county.
Summary of Average Refinances in Westfield, New Jersey 07090
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Interactive Refinance Rate Projections for Westfield, New Jersey 07090
Pureloan has developed an interactive chart to monitor the five largest local lenders in Westfield, NJ 07090, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Westfield, New Jersey 07090 from 2024 - 2016
The following historical data provides insights into refinancing trends in Westfield, New Jersey and the surrounding Union county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 68.18% | 56.87% | 54.11% | 55.32% | 63.76% | 60.20% | 48.24% | 49.49% | 58.75% |
avg refi rate | 6.39% | 3.80% | 2.99% | 3.24% | 4.36% | 4.67% | 4.24% | 3.96% | 4.17% |
% 15 year fixed refinance | 9.09% | 24.03% | 28.50% | 26.94% | 21.14% | 30.85% | 39.22% | 36.55% | 31.88% |
avg refi rate | 5.50% | 2.77% | 2.47% | 2.76% | 3.71% | 3.96% | 3.45% | 3.22% | 3.40% |
Avg credit score | 750.73 | 737.88 | 755.45 | 754.98 | 739.61 | 736.52 | 740.86 | 744.83 | 750.38 |
Avg LTV (loan to value) | 64.18% | 62.77% | 66.19% | 69.57% | 71.13% | 70.63% | 68.65% | 71.24% | 70.97% |
Avg DTI (debt to income) | 34.64 | 34.04 | 32.17 | 32.01 | 33.69 | 34.12 | 35.13 | 33.92 | 33.78 |
Avg refinance insurance % | 4.18% | 1.25% | 2.33% | 3.67% | 5.46% | 4.78% | 4.07% | 4.40% | 4.43% |
Best Refinance Brokers around Westfield, New Jersey 07090
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Westfield, New Jersey 07090, we have compiled a list of top refinance brokers to assist you in the process.
Lynn Jaczynski
Mortgage Banker
302 East Broad Street
Westfield, NJ 07090
(732) 979-7449
lynn.jaczynski@chase.com
Scott Eagleson
Vice President / Loan Officer
189 Elm St Ste 3
Westfield, NJ 07090
(201) 265-4545
scotte@corcapfinancial.com
Kevin Shanman
President/ Loan Officer
189 Elm St Ste 3
Westfield, NJ 07090
(201) 265-4545 Ext 100
kevins@corcapfinancial.com
S Hughes
Mortgage Loan Officer
97 Main St Ste 209
Woodbridge, NJ 07090
(941) 552-0721
shughes@accessmortgageservices.com
Shimi Globman
Vice President of Mortgage Lending
234 Main St # 202
Woodbridge, NJ 07090
(732) 527-0702
Shimi.Globman@guaranteedrate.com
Address
302 East Broad Street
Westfield, NJ
Contact
(732) 979-7449
Fax (301) 639-0804
lynn.jaczynski@chase.com
Address
189 Elm St Ste 3
Westfield, NJ
Contact
(201) 265-4545
Fax (301) 639-0804
scotte@corcapfinancial.com
Address
189 Elm St Ste 3
Westfield, NJ
Contact
(201) 265-4545 Ext 100
Fax (301) 639-0804
kevins@corcapfinancial.com