Compare Today’s Refinance Rates for Whippany, New Jersey

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Whippany, New Jersey 07981. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Whippany and other areas of Morris county, expected lifetime cash savings are $10,535 or $29 / month.

For Whippany, New Jersey 07981, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Whippany, New Jersey 07981

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Whippany, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Whippany, NJ 07981, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Whippany, NJ

Refinance Rates for Whippany, New Jersey 07981 from 2013 - 2020

Below are historical data on refinancing in Whippany, New Jersey and around Morris county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Whippany, New Jersey 07981

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Whippany, New Jersey 07981, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jennifer Gethins

Mortgage Banker

186 Ridgedale Ave

Florham Park, NJ 07981

(973) 906-0969

jennifer.gethins@chase.com

Erik Ahlstrand

Mortgage Loan Originator and

2821 South Parker Road 455

Aurora, CO 07981

(303) 785-2800

erik@allianceguaranty.com

Jessica Bassan

Loan Officer

2821 South Parker Road 455

Aurora, CO 07981

(303) 785-2800

jessica@allianceguaranty.com

Myrna Mendoza

Mortgage Loan Consultant

2821 South Parker Road 455

Aurora, CO 07981

(303) 785-2800

myrna@allianceguaranty.com

Kirsten Peaslee

Reverse Mortgage Specialist

2821 South Parker Road 455

Aurora, CO 07981

(303) 785-2800

kirsten@allianceguaranty.com

Address

186 Ridgedale Ave

Florham Park, NJ

Contact

(973) 906-0969

Fax (301) 639-0804

jennifer.gethins@chase.com

Address

2821 South Parker Road 455

Aurora, CO

Contact

(303) 785-2800

Fax (301) 639-0804

erik@allianceguaranty.com

Address

2821 South Parker Road 455

Aurora, CO

Contact

(303) 785-2800

Fax (301) 639-0804

jessica@allianceguaranty.com

Refinancing News for Whippany, New Jersey 07981