Compare Today’s Refinance Rates for Whitehouse Station, New Jersey 08889
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Whitehouse Station, New Jersey 08889.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $31,690 over the lifetime of your mortgage, which translates to a monthly savings of $88 in Whitehouse Station and other areas of Somerset county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
40.57109
-74.637691
3206
Summary of Average Refinances in Whitehouse Station, New Jersey 08889
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Whitehouse Station, New Jersey 08889
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Whitehouse Station, New Jersey 08889
Pureloan has developed an interactive chart to monitor the five largest local lenders in Whitehouse Station, NJ 08889, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Whitehouse Station, New Jersey 08889 from 2024 - 2016
The following historical data provides insights into refinancing trends in Whitehouse Station, New Jersey and the surrounding Somerset county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 64.81% | 58.71% | 46.83% | 62.96% | 62.07% | 47.73% | 64.00% | 53.85% |
avg refi rate | 6.79% | 3.71% | 3.00% | 3.38% | 4.36% | 4.70% | 4.43% | 4.05% | 4.09% |
% 15 year fixed refinance | 16.67% | 28.86% | 37.30% | 18.52% | 34.48% | 45.45% | 32.00% | 28.21% | |
avg refi rate | 2.72% | 2.43% | 2.89% | 3.97% | 4.00% | 3.52% | 3.35% | 3.36% | |
Avg credit score | 740.00 | 742.93 | 759.04 | 763.79 | 759.15 | 745.38 | 744.41 | 747.20 | 762.05 |
Avg LTV (loan to value) | 70.75% | 63.81% | 65.53% | 67.56% | 62.78% | 66.21% | 66.00% | 70.62% | 68.72% |
Avg DTI (debt to income) | 38.00 | 34.20 | 32.67 | 33.22 | 36.70 | 34.79 | 34.95 | 32.74 | 28.46 |
Avg refinance insurance % | 3.00% | 1.81% | 2.10% | 2.56% | 2.04% | 2.52% | 2.09% | 4.78% | 3.46% |
Best Refinance Brokers around Whitehouse Station, New Jersey 08889
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Whitehouse Station, New Jersey 08889, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
T Zorn
Mortgage Loan Officer
1254 State Route 27 Ste 5
North Brunswick, NJ 08889
(732) 846-4646
tzorn@arkmortgage.com
Dwain Drinkard
Mortgage Banker
1550 US Highway 130
North Brunswick, NJ 08889
(173) 231-6519
dwain.j.drinkard@chase.com
Address
1254 State Route 27 Ste 5
North Brunswick, NJ
Contact
(732) 846-4646
Fax (301) 639-0804
tzorn@arkmortgage.com
Address
1550 US Highway 130
North Brunswick, NJ
Contact
(173) 231-6519
Fax (301) 639-0804
dwain.j.drinkard@chase.com