Compare Today’s Refinance Rates for Whitehouse Station, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Whitehouse Station, New Jersey 08889. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,969 or $17 / month in Whitehouse Station and other areas of Somerset county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Whitehouse Station, New Jersey 08889.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Whitehouse Station, New Jersey 08889

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Whitehouse Station, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Whitehouse Station, NJ 08889, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Whitehouse Station, NJ

Refinance Rates for Whitehouse Station, New Jersey 08889 from 2013 - 2020

Below are historical data on refinancing in Whitehouse Station, New Jersey and around Somerset county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Whitehouse Station, New Jersey 08889

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Whitehouse Station, New Jersey 08889, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

T Zorn

Mortgage Loan Officer

1254 State Route 27 Ste 5

North Brunswick, NJ 08889

(732) 846-4646

tzorn@arkmortgage.com

Dwain Drinkard

Mortgage Banker

1550 US Highway 130

North Brunswick, NJ 08889

(173) 231-6519

dwain.j.drinkard@chase.com

Address

1254 State Route 27 Ste 5

North Brunswick, NJ

Contact

(732) 846-4646

Fax (301) 639-0804

tzorn@arkmortgage.com

Address

1550 US Highway 130

North Brunswick, NJ

Contact

(173) 231-6519

Fax (301) 639-0804

dwain.j.drinkard@chase.com

Refinancing News for Whitehouse Station, New Jersey 08889