Compare Today’s Refinance Rates for Williamstown, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Williamstown, New Jersey 08094. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Williamstown and surrounding areas of Gloucester county, your expected lifetime cash savings are $5,347 or $15 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Williamstown, New Jersey 08094.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Williamstown, New Jersey 08094

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Williamstown, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Williamstown, NJ 08094, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Williamstown, NJ

Refinance Rates for Williamstown, New Jersey 08094 from 2013 - 2020

Below are historical data on refinancing in Williamstown, New Jersey and around Gloucester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.35% 48.52% 48.83% 55.15% 62.54% 61.90% 65.42% 59.78%
avg refi rate 4.87% 4.51% 3.92% 3.77% 4.53% 4.12% 3.88% 3.95%
% 15 year fixed refinance 29.72% 35.54% 36.44% 34.41% 28.37% 25.44% 22.65% 29.31%
avg refi rate 4.25% 3.82% 3.28% 3.01% 3.57% 3.31% 3.14% 3.22%
Avg credit score 767.64 770.96 771.54 766.95 752.22 754.18 753.31 749.82
Avg LTV (loan to value) 65.29% 66.13% 67.43% 68.71% 72.46% 71.33% 68.61% 65.88%
Avg DTI (debt to income) 31.35 30.83 30.55 30.63 33.59 33.41 33.73 34.73
Avg refinance insurance % 1.48% 1.82% 2.26% 3.36% 4.44% 3.70% 2.93% 2.57%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Williamstown, New Jersey 08094

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Williamstown, New Jersey 08094, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Dustin Valinski

Loan Officer

270 W. Coleman Blvd. Suite 212

Williamstown, NJ 08094

(843) 452-2151

dustin.valinski@citizensone.com

L Miles

Mortgage Loan Officer

1179 Route 40

Woodstown, NJ 08094

(856) 769-4400

LMILES@FRANKLINBNK.COM

Lindsay Harmon

Mortgage Loan Officer

1179 Route 40

Woodstown, NJ 08094

(856) 678-5911

lharmon@franklinbnk.com

Rachael Massing-Cobian

1179 Route 40

Woodstown, NJ 08094

(856) 694-0220

rmassing-cobian@franklinbnk.com

Teresa Cancelosi

1179 Route 40

Woodstown, NJ 08094

(609) 624-1991

tcancelosi@franklinbnk.com

Address

270 W. Coleman Blvd. Suite 212

Williamstown, NJ

Contact

(843) 452-2151

Fax (301) 639-0804

dustin.valinski@citizensone.com

Address

1179 Route 40

Woodstown, NJ

Contact

(856) 769-4400

Fax (301) 639-0804

LMILES@FRANKLINBNK.COM

Address

1179 Route 40

Woodstown, NJ

Contact

(856) 678-5911

Fax (301) 639-0804

lharmon@franklinbnk.com

Refinancing News for Williamstown, New Jersey 08094