Compare Today’s Refinance Rates for Woodbine, New Jersey 08270
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Woodbine, New Jersey 08270.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,810 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Woodbine and other areas of Cape May county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Woodbine, New Jersey 08270
Become a certified mortgage expert on Pureloan.com
in Woodbine, New Jersey 08270
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Woodbine, New Jersey 08270
Pureloan has developed an interactive chart to monitor the five largest local lenders in Woodbine, NJ 08270, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Woodbine, New Jersey 08270 from 2024 - 2016
The following historical data provides insights into refinancing trends in Woodbine, New Jersey and the surrounding Cape May county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 46.15% | 45.76% | 68.75% | 50.00% | 75.00% | 77.78% | 66.67% | 31.58% | |
| avg refi rate | 3.60% | 2.97% | 3.36% | 4.33% | 4.50% | 4.02% | 4.19% | 4.15% | |
| % 15 year fixed refinance | 23.08% | 33.90% | 25.00% | 33.33% | 22.22% | 11.11% | 57.89% | ||
| avg refi rate | 2.71% | 2.47% | 3.03% | 4.06% | 3.44% | 3.50% | 3.34% | ||
| Avg credit score | 730.00 | 744.24 | 746.13 | 724.50 | 745.50 | 731.56 | 746.44 | 745.79 | |
| Avg LTV (loan to value) | 69.69% | 72.59% | 72.22% | 64.83% | 70.00% | 75.56% | 73.78% | 72.68% | |
| Avg DTI (debt to income) | 31.69 | 33.63 | 31.63 | 27.33 | 36.00 | 28.33 | 33.33 | 32.37 | |
| Avg refinance insurance % | 1.85% | 6.19% | 2.84% | 3.00% | 3.33% | 2.67% | 4.26% |
Best Refinance Brokers around Woodbine, New Jersey 08270
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Woodbine, New Jersey 08270, we have compiled a list of top refinance brokers to assist you in the process.
Angela Goldberg
Mortgage Originator
1117 E Landis Ave Ste C
Vineland, NJ 08270
(856) 692-9494
agoldberg@gateway-funding.com
Stephen Myers
Mortgage Originator
1117 E Landis Ave Ste C
Vineland, NJ 08270
(856) 692-9494
smyers@gateway-funding.com
Dorothy Clavin
Branch Manager
67 Walnut Ave., Ste. 310
Vineland, NJ 08270
(908) 409-0360
dorothy.clavin@gatewayloan.com
Kristen Henry
Loan Originator
669 Airport Freeway Suite 306
Mays Landing, NJ 08270
(817) 554-1001
kristen.henry@gatewayloan.com
Patrick Steele
Loan Originator
669 Airport Freeway Suite 306
Vineland, NJ 08270
(817) 554-1001
patrick.steele@gatewayloan.com
Address
1117 E Landis Ave Ste C
Vineland, NJ
Contact
(856) 692-9494
Fax (301) 639-0804
agoldberg@gateway-funding.com
Address
1117 E Landis Ave Ste C
Vineland, NJ
Contact
(856) 692-9494
Fax (301) 639-0804
smyers@gateway-funding.com
Address
67 Walnut Ave., Ste. 310
Vineland, NJ
Contact
(908) 409-0360
Fax (301) 639-0804
dorothy.clavin@gatewayloan.com