Compare Today’s Refinance Rates for Woodbridge, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Woodbridge, New Jersey 07095. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,085 or $11 / month in Woodbridge and other areas of Middlesex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Woodbridge, New Jersey 07095.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Woodbridge, New Jersey 07095

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Woodbridge, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Woodbridge, NJ 07095, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Woodbridge, NJ

Refinance Rates for Woodbridge, New Jersey 07095 from 2013 - 2020

Below are historical data on refinancing in Woodbridge, New Jersey and around Middlesex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 58.21% 57.32% 46.80% 52.61% 68.20% 58.08% 57.74% 59.88%
avg refi rate 4.82% 4.57% 3.91% 3.76% 4.48% 4.08% 3.95% 4.10%
% 15 year fixed refinance 29.01% 30.27% 37.19% 37.15% 19.82% 26.46% 30.13% 29.01%
avg refi rate 4.19% 3.77% 3.25% 3.03% 3.73% 3.28% 3.15% 3.26%
Avg credit score 749.90 742.88 753.81 750.86 743.34 746.59 738.95 742.22
Avg LTV (loan to value) 68.99% 70.87% 70.08% 71.91% 74.77% 75.81% 74.12% 75.10%
Avg DTI (debt to income) 30.48 30.12 28.93 29.68 31.69 31.56 32.03 33.20
Avg refinance insurance % 2.94% 3.76% 3.52% 5.12% 6.27% 7.23% 6.89% 6.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Woodbridge, New Jersey 07095

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Woodbridge, New Jersey 07095, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kevin Keane

Branch Manager

234 Main St # 202

Woodbridge, NJ 07095

(732) 527-0702

kevin.keane@guaranteedrate.com

Lori Neuhauser

Vice President of Mortgage Lending

234 Main St # 202

Woodbridge, NJ 07095

(732) 527-0702

lori.neuhauser@guaranteedrate.com

Luis Martinez

VP of Mortgage Lending

234 Main St # 202

Woodbridge, NJ 07095

(732) 527-0702

luis.martinez@guaranteedrate.com

Shimi Globman

Vice President of Mortgage Lending

234 Main St # 202

Woodbridge, NJ 07095

(732) 527-0702

Shimi.Globman@guaranteedrate.com

S Hughes

Mortgage Loan Officer

97 Main St Ste 209

Woodbridge, NJ 07095

(941) 552-0721

shughes@accessmortgageservices.com

Address

234 Main St # 202

Woodbridge, NJ

Contact

(732) 527-0702

Fax (301) 639-0804

kevin.keane@guaranteedrate.com

Address

234 Main St # 202

Woodbridge, NJ

Contact

(732) 527-0702

Fax (301) 639-0804

lori.neuhauser@guaranteedrate.com

Address

234 Main St # 202

Woodbridge, NJ

Contact

(732) 527-0702

Fax (301) 639-0804

luis.martinez@guaranteedrate.com

Refinancing News for Woodbridge, New Jersey 07095