Compare Today’s Refinance Rates for Woodbury Heights, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Woodbury Heights, New Jersey 08097. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Woodbury Heights and surrounding areas of Gloucester county, your expected lifetime cash savings are $5,080 or $14 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Woodbury Heights, New Jersey 08097.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Woodbury Heights, New Jersey 08097

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Woodbury Heights, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Woodbury Heights, NJ 08097, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Woodbury Heights, NJ

Refinance Rates for Woodbury Heights, New Jersey 08097 from 2013 - 2020

Below are historical data on refinancing in Woodbury Heights, New Jersey and around Gloucester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.35% 48.52% 48.83% 55.15% 62.54% 61.90% 65.42% 59.78%
avg refi rate 4.87% 4.51% 3.92% 3.77% 4.53% 4.12% 3.88% 3.95%
% 15 year fixed refinance 29.72% 35.54% 36.44% 34.41% 28.37% 25.44% 22.65% 29.31%
avg refi rate 4.25% 3.82% 3.28% 3.01% 3.57% 3.31% 3.14% 3.22%
Avg credit score 767.64 770.96 771.54 766.95 752.22 754.18 753.31 749.82
Avg LTV (loan to value) 65.29% 66.13% 67.43% 68.71% 72.46% 71.33% 68.61% 65.88%
Avg DTI (debt to income) 31.35 30.83 30.55 30.63 33.59 33.41 33.73 34.73
Avg refinance insurance % 1.48% 1.82% 2.26% 3.36% 4.44% 3.70% 2.93% 2.57%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Woodbury Heights, New Jersey 08097

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Woodbury Heights, New Jersey 08097, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rosa Hernandez

Community Mortgage Specialist

2 Aquarium Dr

Camden, NJ 08097

(856) 756-3568

rhernandezrodriguez@bbandt.com

Address

2 Aquarium Dr

Camden, NJ

Contact

(856) 756-3568

Fax (301) 639-0804

rhernandezrodriguez@bbandt.com

Refinancing News for Woodbury Heights, New Jersey 08097