Compare Today’s Refinance Rates for Woodstown, New Jersey

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Woodstown, New Jersey 08098. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,427 or $12 / month in Woodstown and other areas of Salem county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Woodstown, New Jersey 08098.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Woodstown, New Jersey 08098

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Woodstown, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Woodstown, NJ 08098, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Woodstown, NJ

Refinance Rates for Woodstown, New Jersey 08098 from 2013 - 2020

Below are historical data on refinancing in Woodstown, New Jersey and around Salem county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 57.35% 48.52% 48.83% 55.15% 62.54% 61.90% 65.42% 59.78%
avg refi rate 4.87% 4.51% 3.92% 3.77% 4.53% 4.12% 3.88% 3.95%
% 15 year fixed refinance 29.72% 35.54% 36.44% 34.41% 28.37% 25.44% 22.65% 29.31%
avg refi rate 4.25% 3.82% 3.28% 3.01% 3.57% 3.31% 3.14% 3.22%
Avg credit score 767.64 770.96 771.54 766.95 752.22 754.18 753.31 749.82
Avg LTV (loan to value) 65.29% 66.13% 67.43% 68.71% 72.46% 71.33% 68.61% 65.88%
Avg DTI (debt to income) 31.35 30.83 30.55 30.63 33.59 33.41 33.73 34.73
Avg refinance insurance % 1.48% 1.82% 2.26% 3.36% 4.44% 3.70% 2.93% 2.57%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Woodstown, New Jersey 08098

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Woodstown, New Jersey 08098, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lois Seitz

Loan officer

1179 Route 40

Woodstown, NJ 08098

(856) 769-1327

lseitz@franklinbnk.com

Jennifer Romano

Loan officer

1179 Route 40

Woodstown, NJ 08098

(856) 769-1327

jromano@franklinbnk.com

Richard Dapp

Chief Commercial Lending Officer

1179 Route 40

Woodstown, NJ 08098

(856) 769-4400

rdapp@franklinbnk.com

Charles Elwell

Chief Residential Lending Officer

1179 Route 40

Woodstown, NJ 08098

(856) 769-4400

celwell@franklinbnk.com

Mark Edwards

Mortgage Loan Officer

1179 Route 40

Woodstown, NJ 08098

(856) 769-4400

medwards@franklinbnk.com

Address

1179 Route 40

Woodstown, NJ

Contact

(856) 769-1327

Fax (301) 639-0804

lseitz@franklinbnk.com

Address

1179 Route 40

Woodstown, NJ

Contact

(856) 769-1327

Fax (301) 639-0804

jromano@franklinbnk.com

Address

1179 Route 40

Woodstown, NJ

Contact

(856) 769-4400

Fax (301) 639-0804

rdapp@franklinbnk.com

Refinancing News for Woodstown, New Jersey 08098