Compare Today’s Refinance Rates for Wyckoff, New Jersey

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Wyckoff, New Jersey 07481. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Wyckoff and surrounding areas of Bergen county, your expected lifetime cash savings are $13,335 or $37 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Wyckoff, New Jersey 07481.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Wyckoff, New Jersey 07481

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Wyckoff, NJ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wyckoff, NJ 07481, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Wyckoff, NJ

Refinance Rates for Wyckoff, New Jersey 07481 from 2013 - 2020

Below are historical data on refinancing in Wyckoff, New Jersey and around Bergen county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 53.20% 44.16% 49.47% 51.91% 56.35% 55.76% 59.02% 50.25%
avg refi rate 4.86% 4.53% 3.91% 3.72% 4.48% 4.09% 3.88% 3.99%
% 15 year fixed refinance 32.75% 37.13% 34.02% 37.44% 33.63% 29.69% 27.19% 33.58%
avg refi rate 4.30% 3.81% 3.25% 3.00% 3.56% 3.25% 3.10% 3.20%
Avg credit score 763.83 764.16 766.69 760.77 754.73 755.24 754.91 752.60
Avg LTV (loan to value) 63.61% 64.21% 65.30% 66.02% 71.72% 70.55% 70.91% 68.89%
Avg DTI (debt to income) 30.85 31.32 31.22 30.81 32.97 32.98 33.52 34.31
Avg refinance insurance % 1.34% 1.93% 2.38% 3.07% 5.88% 4.83% 4.81% 3.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wyckoff, New Jersey 07481

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wyckoff, New Jersey 07481, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Elliot Dorbian

Mortgage Banker

525 Cedar Hill Ave

Wyckoff, NJ 07481

(120) 144-4963

elliot.a.dorbian@chase.com

Danielle Mattaei

Processor

886 Belmont Ave Ste D

North Haledon, NJ 07481

(973) 423-4343 Ext 10

dmattaei@belmontservices.com

Chris Naum

Loan Officer

886 Belmont Ave Ste D

North Haledon, NJ 07481

(973) 423-4343

chris_naum@yahoo.com

Dena Poalillo

Vice President

886 Belmont Ave Ste D

North Haledon, NJ 07481

(973) 423-4343 Ext 13

dena@belmontservices.com

Leiha Riga

Processor

886 Belmont Ave Ste D

North Haledon, NJ 07481

(973) 423-4343 Ext 10

lriga@belmontservices.com

Address

525 Cedar Hill Ave

Wyckoff, NJ

Contact

(120) 144-4963

Fax (301) 639-0804

elliot.a.dorbian@chase.com

Address

886 Belmont Ave Ste D

North Haledon, NJ

Contact

(973) 423-4343 Ext 10

Fax (301) 639-0804

dmattaei@belmontservices.com

Address

886 Belmont Ave Ste D

North Haledon, NJ

Contact

(973) 423-4343

Fax (301) 639-0804

chris_naum@yahoo.com

Refinancing News for Wyckoff, New Jersey 07481