Compare Today’s Refinance Rates for Albuquerque, New Mexico

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Albuquerque, New Mexico 87158. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,945 or $8 / month in Albuquerque and other areas of Bernalillo county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Albuquerque, New Mexico 87158.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Albuquerque, New Mexico 87158

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Albuquerque, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Albuquerque, NM 87158, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Albuquerque, NM

Refinance Rates for Albuquerque, New Mexico 87158 from 2013 - 2020

Below are historical data on refinancing in Albuquerque, New Mexico and around Bernalillo county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Albuquerque, New Mexico 87158

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Albuquerque, New Mexico 87158, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Robert Rispoli

Obsessive Customer Care Specialist

5111 San Mateo Blvd NE A-1

Albuquerque, NM 87158

(505) 836-5700

robert@indigomortgage.net

Jolene Nicoll

Loan Processor

5111 San Mateo Blvd NE A-1

Albuquerque, NM 87158

(505) 836-5700

jolene@indigomortgage.net

Eleanor Maier

Mortgage Loan Originator

5111 San Mateo Blvd NE A-1

Albuquerque, NM 87158

(505) 836-5700

eleanor@indigomortgage.net

Cheryl Blomberg

Loan officer

7410 Montgomery Blvd Ne Suite 101

Albuquerque, NM 87158

(505) 891-5670

cblomberg@vandykmortgage.com

Eric Begay

Loan officer

5200 Wyoming Blvd Ne

Albuquerque, NM 87158

(505) 722-4394

eric.begay@usbank.com

Address

5111 San Mateo Blvd NE A-1

Albuquerque, NM

Contact

(505) 836-5700

Fax (301) 639-0804

robert@indigomortgage.net

Address

5111 San Mateo Blvd NE A-1

Albuquerque, NM

Contact

(505) 836-5700

Fax (301) 639-0804

jolene@indigomortgage.net

Address

5111 San Mateo Blvd NE A-1

Albuquerque, NM

Contact

(505) 836-5700

Fax (301) 639-0804

eleanor@indigomortgage.net

Refinancing News for Albuquerque, New Mexico 87158