Compare Today’s Refinance Rates for Arroyo Hondo, New Mexico

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Arroyo Hondo, New Mexico 87513. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Arroyo Hondo and surrounding areas of Taos county, your expected lifetime cash savings are $3,936 or $11 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Arroyo Hondo, New Mexico 87513.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Arroyo Hondo, New Mexico 87513

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Arroyo Hondo, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Arroyo Hondo, NM 87513, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Arroyo Hondo, NM

Refinance Rates for Arroyo Hondo, New Mexico 87513 from 2013 - 2020

Below are historical data on refinancing in Arroyo Hondo, New Mexico and around Taos county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Arroyo Hondo, New Mexico 87513

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Arroyo Hondo, New Mexico 87513, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Roberta Alas

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87513

(505) 992-2244

ralas@1stnationalbanknm.com

Corrine Anaya

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87513

(505) 992-2244

canaya@1stnationalbanknm.com

Deborah Anaya

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87513

(505) 992-2244

danaya@1stnationalbanknm.com

Jennifer Baca

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87513

(505) 992-2244

jbaca@1stnationalbanknm.com

Judy Balch

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87513

(505) 992-2244

jbalch@1stnationalbanknm.com

Address

62 Lincoln Ave

Santa Fe, NM

Contact

(505) 992-2244

Fax (301) 639-0804

ralas@1stnationalbanknm.com

Address

62 Lincoln Ave

Santa Fe, NM

Contact

(505) 992-2244

Fax (301) 639-0804

canaya@1stnationalbanknm.com

Address

62 Lincoln Ave

Santa Fe, NM

Contact

(505) 992-2244

Fax (301) 639-0804

danaya@1stnationalbanknm.com

Refinancing News for Arroyo Hondo, New Mexico 87513