Compare Today’s Refinance Rates for Bernalillo, New Mexico
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Bernalillo, New Mexico 87004. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Bernalillo and other areas of Sandoval county, expected lifetime cash savings are $3,078 or $9 / month.
For Bernalillo, New Mexico 87004, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Bernalillo, New Mexico 87004
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Customized Refinance Rate Projections for Bernalillo, NM
For refinance rate forecasts and predictions in Bernalillo, NM 87004, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Bernalillo, New Mexico 87004 from 2013 - 2020
Below are historical data on refinancing in Bernalillo, New Mexico and around Sandoval county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||60.52%||49.79%||51.26%||53.75%||65.54%||63.43%||60.88%||61.19%|
|avg refi rate||4.87%||4.52%||3.90%||3.73%||4.49%||4.10%||3.90%||4.01%|
|% 15 year fixed refinance||28.22%||29.79%||31.03%||34.56%||25.84%||22.89%||25.59%||29.72%|
|avg refi rate||4.31%||3.77%||3.27%||3.01%||3.60%||3.32%||3.12%||3.18%|
|Avg credit score||762.92||763.78||766.84||761.93||746.71||753.88||754.85||752.02|
|Avg LTV (loan to value)||58.28%||61.01%||62.11%||64.17%||69.26%||69.80%||69.14%||68.87%|
|Avg DTI (debt to income)||33.28||32.66||33.23||32.85||35.30||34.58||35.15||34.47|
|Avg refinance insurance %||0.63%||0.95%||1.31%||1.77%||4.07%||4.33%||4.11%||3.64%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Bernalillo, New Mexico 87004
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bernalillo, New Mexico 87004, we have compiled a list of the leading refinance brokers to guide you.
601 Main St. Suite #22A
Los Lunas, NM 87004