Compare Today’s Refinance Rates for Blanco, New Mexico 87412
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Blanco, New Mexico 87412.
With a 30-year amortization refinance in Blanco and surrounding areas of San Juan county, our calculations show that you can expect to save up to $5,108 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Blanco, New Mexico 87412.
Summary of Average Refinances in Blanco, New Mexico 87412
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Interactive Refinance Rate Projections for Blanco, New Mexico 87412
Pureloan has developed an interactive chart to monitor the five largest local lenders in Blanco, NM 87412, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Blanco, New Mexico 87412 from 2024 - 2016
The following historical data provides insights into refinancing trends in Blanco, New Mexico and the surrounding San Juan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
| avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
| % 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
| avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
| Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
| Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
| Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
| Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Blanco, New Mexico 87412
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Blanco, New Mexico 87412, we have compiled a list of top refinance brokers to assist you in the process.
Jew
Loan Officer
124 N Orchard Ave
Farmington, NM 87412
(505) 325-0722
JW@MYSILVEROAKLOAN.COM
Lisa Webb
Loan Officer
4337 E Main Street suite 203
Farmington, NM 87412
(505) 327-2010
lwebb@guildmortgage.net
Christy Bridges
Loan officer
5512 E. Main, Suite B
Farmington, NM 87412
cbridges@firstmortgageco.com
Victoria Lacey
Loan officer
5512 E. Main, Suite B
Farmington, NM 87412
(505) 278-8000
vlacey@firstmortgageco.com
Kurt Kool
Loan officer
108 N. Orchard, Suite 201
Farmington, NM 87412
(505) 278-8178
kkool@pnlending.com
Address
124 N Orchard Ave
Farmington, NM
Contact
(505) 325-0722
Fax (301) 639-0804
JW@MYSILVEROAKLOAN.COM
Address
4337 E Main Street suite 203
Farmington, NM
Contact
(505) 327-2010
Fax (301) 639-0804
lwebb@guildmortgage.net
Address
5512 E. Main, Suite B
Farmington, NM
Contact
Fax (301) 639-0804
cbridges@firstmortgageco.com