Compare Today’s Refinance Rates for Bloomfield, New Mexico

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Bloomfield, New Mexico 87413. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,421 or $15 / month in Bloomfield and other areas of San Juan county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Bloomfield, New Mexico 87413.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Bloomfield, New Mexico 87413

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bloomfield, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bloomfield, NM 87413, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bloomfield, NM

Refinance Rates for Bloomfield, New Mexico 87413 from 2013 - 2020

Below are historical data on refinancing in Bloomfield, New Mexico and around San Juan county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bloomfield, New Mexico 87413

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bloomfield, New Mexico 87413, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jew

Loan Officer

124 N Orchard Ave

Farmington, NM 87413

(505) 325-0722

JW@MYSILVEROAKLOAN.COM

Lisa Webb

Loan Officer

4337 E Main Street suite 203

Farmington, NM 87413

(505) 327-2010

lwebb@guildmortgage.net

Christy Bridges

Loan officer

5512 E. Main, Suite B

Farmington, NM 87413

cbridges@firstmortgageco.com

Victoria Lacey

Loan officer

5512 E. Main, Suite B

Farmington, NM 87413

(505) 278-8000

vlacey@firstmortgageco.com

Kurt Kool

Loan officer

108 N. Orchard, Suite 201

Farmington, NM 87413

(505) 278-8178

kkool@pnlending.com

Address

124 N Orchard Ave

Farmington, NM

Contact

(505) 325-0722

Fax (301) 639-0804

JW@MYSILVEROAKLOAN.COM

Address

4337 E Main Street suite 203

Farmington, NM

Contact

(505) 327-2010

Fax (301) 639-0804

lwebb@guildmortgage.net

Address

5512 E. Main, Suite B

Farmington, NM

Contact

Fax (301) 639-0804

cbridges@firstmortgageco.com

Refinancing News for Bloomfield, New Mexico 87413