Compare Today’s Refinance Rates for Bluewater, New Mexico 87005
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bluewater, New Mexico 87005.
With a 30-year amortization refinance in Bluewater and surrounding areas of Cibola county, our calculations show that you can expect to save up to $1,078 over the lifetime of your mortgage, or a monthly savings of $3. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bluewater, New Mexico 87005.
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Summary of Average Refinances in Bluewater, New Mexico 87005
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Bluewater, New Mexico 87005
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bluewater, NM 87005, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bluewater, New Mexico 87005 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bluewater, New Mexico and the surrounding Cibola county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
% 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Bluewater, New Mexico 87005
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bluewater, New Mexico 87005, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Maria Marez
Loan officer
601 Main St. Suite #22A
Los Lunas, NM 87005
(505) 565-5474
mmarez@loansimple.com
Address
601 Main St. Suite #22A
Los Lunas, NM
Contact
(505) 565-5474
Fax (301) 639-0804
mmarez@loansimple.com