Compare Today’s Refinance Rates for Chamisal, New Mexico 87521
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Chamisal, New Mexico 87521.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Chamisal, New Mexico 87521. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,423 or $18 per month in Chamisal and other parts of Taos county.
Summary of Average Refinances in Chamisal, New Mexico 87521
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Interactive Refinance Rate Projections for Chamisal, New Mexico 87521
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chamisal, NM 87521, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chamisal, New Mexico 87521 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chamisal, New Mexico and the surrounding Taos county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 77.78% | 57.14% | 64.75% | 64.95% | 65.52% | 70.09% | 64.36% | 63.68% | 61.84% |
| avg refi rate | 6.61% | 3.57% | 2.96% | 3.24% | 4.11% | 4.50% | 4.00% | 3.88% | 4.14% |
| % 15 year fixed refinance | 22.22% | 22.38% | 23.04% | 21.93% | 23.15% | 19.63% | 29.21% | 27.35% | 28.95% |
| avg refi rate | 6.06% | 2.69% | 2.46% | 2.87% | 3.57% | 3.85% | 3.38% | 3.22% | 3.37% |
| Avg credit score | 728.33 | 796.88 | 764.20 | 769.25 | 759.41 | 741.97 | 761.61 | 757.76 | 758.34 |
| Avg LTV (loan to value) | 53.22% | 53.31% | 57.27% | 62.14% | 62.21% | 60.48% | 63.86% | 66.40% | 65.28% |
| Avg DTI (debt to income) | 32.00 | 33.36 | 31.79 | 31.43 | 32.72 | 34.43 | 33.22 | 33.74 | 33.03 |
| Avg refinance insurance % | 3.33% | 1.24% | 1.04% | 1.56% | 1.74% | 1.55% | 2.11% | 4.19% | 3.48% |
Best Refinance Brokers around Chamisal, New Mexico 87521
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chamisal, New Mexico 87521, we have compiled a list of top refinance brokers to assist you in the process.
Roberta Alas
Mortgage Loan Originators
62 Lincoln Ave
Santa Fe, NM 87521
(505) 992-2244
ralas@1stnationalbanknm.com
Corrine Anaya
Mortgage Loan Originators
62 Lincoln Ave
Santa Fe, NM 87521
(505) 992-2244
canaya@1stnationalbanknm.com
Deborah Anaya
Mortgage Loan Originators
62 Lincoln Ave
Santa Fe, NM 87521
(505) 992-2244
danaya@1stnationalbanknm.com
Jennifer Baca
Mortgage Loan Originators
62 Lincoln Ave
Santa Fe, NM 87521
(505) 992-2244
jbaca@1stnationalbanknm.com
Judy Balch
Mortgage Loan Originators
62 Lincoln Ave
Santa Fe, NM 87521
(505) 992-2244
jbalch@1stnationalbanknm.com
Address
62 Lincoln Ave
Santa Fe, NM
Contact
(505) 992-2244
Fax (301) 639-0804
ralas@1stnationalbanknm.com
Address
62 Lincoln Ave
Santa Fe, NM
Contact
(505) 992-2244
Fax (301) 639-0804
canaya@1stnationalbanknm.com
Address
62 Lincoln Ave
Santa Fe, NM
Contact
(505) 992-2244
Fax (301) 639-0804
danaya@1stnationalbanknm.com