Compare Today’s Refinance Rates for Chaparral, New Mexico

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Chaparral, New Mexico 88081. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Chaparral and other areas of Dona Ana county, expected lifetime cash savings are $3,698 or $10 / month.

For Chaparral, New Mexico 88081, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Chaparral, New Mexico 88081

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Chaparral, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Chaparral, NM 88081, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Chaparral, NM

Refinance Rates for Chaparral, New Mexico 88081 from 2013 - 2020

Below are historical data on refinancing in Chaparral, New Mexico and around Dona Ana county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Chaparral, New Mexico 88081

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Chaparral, New Mexico 88081, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Melva Duffield

Loan Officer

121 W 7th St

Clovis, NM 88081

(575) 769-9006

melva@plateautel.net

Crystal

Loan Officer

3620 N Prince St Ste E

Clovis, NM 88081

(575) 762-7006

crystal@wewalkyouhome.com

Cathy Neuharth

Home Mortgage Consultant

709 Pile St

Clovis, NM 88081

CNeuharth@nmb-t.com

Diana Miller

Home Mortgage Consultant

709 Pile St

Clovis, NM 88081

DcMiller@nmb-t.com

Zala Smith

Home Mortgage Consultant

709 Pile St

Clovis, NM 88081

ZSmith@nmb-t.com

Address

121 W 7th St

Clovis, NM

Contact

(575) 769-9006

Fax (301) 639-0804

melva@plateautel.net

Address

3620 N Prince St Ste E

Clovis, NM

Contact

(575) 762-7006

Fax (301) 639-0804

crystal@wewalkyouhome.com

Address

709 Pile St

Clovis, NM

Contact

Fax (301) 639-0804

CNeuharth@nmb-t.com

Refinancing News for Chaparral, New Mexico 88081