Compare Today’s Refinance Rates for Clayton, New Mexico

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Clayton, New Mexico 88415. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Clayton and other areas of Dallam county, expected lifetime cash savings are $2,760 or $8 / month.

For Clayton, New Mexico 88415, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Clayton, New Mexico 88415

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Clayton, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Clayton, NM 88415, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Clayton, NM

Refinance Rates for Clayton, New Mexico 88415 from 2013 - 2020

Below are historical data on refinancing in Clayton, New Mexico and around Dallam county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Clayton, New Mexico 88415

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Clayton, New Mexico 88415, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Clayton, New Mexico 88415