Compare Today’s Refinance Rates for Cliff, New Mexico

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Cliff, New Mexico 88028. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Cliff and surrounding areas of Grant county, your expected lifetime cash savings are $4,524 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cliff, New Mexico 88028.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cliff, New Mexico 88028

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cliff, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cliff, NM 88028, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cliff, NM

Refinance Rates for Cliff, New Mexico 88028 from 2013 - 2020

Below are historical data on refinancing in Cliff, New Mexico and around Grant county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cliff, New Mexico 88028

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cliff, New Mexico 88028, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mike

Loan Officer

1399 Via Norte

Las Cruces, NM 88028

(800) 441-6889

mike@mscfinancial.com

Richard Montoya

Home Mortgage Consultant

425 S Telshor Blvd Ste A

Las Cruces, NM 88028

(575) 521-6827

richard.montoya@wellsfargo.com

Eric Zottneck

Home Mortgage Consultant

425 S Telshor Blvd Ste A

Las Cruces, NM 88028

(575) 521-6827

eric.zottneck@wellsfargo.com

Frederick Mobley

Home Mortgage Consultant

425 S Telshor Blvd Ste A

Las Cruces, NM 88028

(575) 521-6827

frederick.mobley@wellsfargo.com

Terry Melon

Loan Officer

530 N Telshor Blvd Ste G

Las Cruces, NM 88028

(575) 522-1507

terry.m@bank34online.com

Address

1399 Via Norte

Las Cruces, NM

Contact

(800) 441-6889

Fax (301) 639-0804

mike@mscfinancial.com

Address

425 S Telshor Blvd Ste A

Las Cruces, NM

Contact

(575) 521-6827

Fax (301) 639-0804

richard.montoya@wellsfargo.com

Address

425 S Telshor Blvd Ste A

Las Cruces, NM

Contact

(575) 521-6827

Fax (301) 639-0804

eric.zottneck@wellsfargo.com

Refinancing News for Cliff, New Mexico 88028