Compare Today’s Refinance Rates for Clovis, New Mexico 88102
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Clovis, New Mexico 88102.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,838 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Clovis and other areas of Curry county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Clovis, New Mexico 88102
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Clovis, New Mexico 88102
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clovis, NM 88102, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clovis, New Mexico 88102 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clovis, New Mexico and the surrounding Curry county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 64.81% | 58.71% | 46.83% | 62.96% | 62.07% | 47.73% | 64.00% | 53.85% |
| avg refi rate | 6.79% | 3.71% | 3.00% | 3.38% | 4.36% | 4.70% | 4.43% | 4.05% | 4.09% |
| % 15 year fixed refinance | 16.67% | 28.86% | 37.30% | 18.52% | 34.48% | 45.45% | 32.00% | 28.21% | |
| avg refi rate | 2.72% | 2.43% | 2.89% | 3.97% | 4.00% | 3.52% | 3.35% | 3.36% | |
| Avg credit score | 740.00 | 742.93 | 759.04 | 763.79 | 759.15 | 745.38 | 744.41 | 747.20 | 762.05 |
| Avg LTV (loan to value) | 70.75% | 63.81% | 65.53% | 67.56% | 62.78% | 66.21% | 66.00% | 70.62% | 68.72% |
| Avg DTI (debt to income) | 38.00 | 34.20 | 32.67 | 33.22 | 36.70 | 34.79 | 34.95 | 32.74 | 28.46 |
| Avg refinance insurance % | 3.00% | 1.81% | 2.10% | 2.56% | 2.04% | 2.52% | 2.09% | 4.78% | 3.46% |
Best Refinance Brokers around Clovis, New Mexico 88102
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clovis, New Mexico 88102, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jennifer Hardin
Loan officer
1104 East Manana Boulevard Suite A
Clovis, NM 88102
(575) 226-5363
jennifer_hardin@frostmortgage.com
Kelby Simmons
mortgage lender
121 W 7th St
Clovis, NM 88102
(575) 769-9006
kelbybell11@gmail.com
Debbie Fahr
mortgage lender
121 W 7th St
Clovis, NM 88102
(575) 769-9006
fahr@plateautel.net
Cissy Moore
Home Mortgage Consultant
709 Pile St
Clovis, NM 88102
(505) 946-2530
CMoore@nmb-t.com
Lindsay Rollins
Home Mortgage Consultant
709 Pile St
Clovis, NM 88102
LRollins@nmb-t.com
Address
1104 East Manana Boulevard Suite A
Clovis, NM
Contact
(575) 226-5363
Fax (301) 639-0804
jennifer_hardin@frostmortgage.com
Address
121 W 7th St
Clovis, NM
Contact
(575) 769-9006
Fax (301) 639-0804
kelbybell11@gmail.com
Address
121 W 7th St
Clovis, NM
Contact
(575) 769-9006
Fax (301) 639-0804
fahr@plateautel.net