Compare Today’s Refinance Rates for Cochiti Lake, New Mexico

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Cochiti Lake, New Mexico 87083. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Cochiti Lake and surrounding areas of Sandoval county, your expected lifetime cash savings are $4,272 or $12 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cochiti Lake, New Mexico 87083.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cochiti Lake, New Mexico 87083

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cochiti Lake, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cochiti Lake, NM 87083, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cochiti Lake, NM

Refinance Rates for Cochiti Lake, New Mexico 87083 from 2013 - 2020

Below are historical data on refinancing in Cochiti Lake, New Mexico and around Sandoval county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cochiti Lake, New Mexico 87083

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cochiti Lake, New Mexico 87083, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Nickolas Mendoza

Home Mortgage Consultant

200 Lomas Blvd NW Ste 4TH

Albuquerque, NM 87083

(505) 765-5067

nickolas.mendoza@wellsfargo.com

Robert Sanchez

Home Mortgage Consultant

200 Lomas Blvd NW Ste 4TH

Albuquerque, NM 87083

(505) 765-5067

robert.sanchez@wellsfargo.com

Metta Smith

Loan Officer

2000 Zearing Ave NW

Albuquerque, NM 87083

(505) 243-8844

msmith@accionnm.org

Gillian Armour

Loan Officer

1216 Jackson St SE

Albuquerque, NM 87083

(800) 591-2353

gillian@gillianarmour.com

Adrianne Wickham

Loan Officer

3939 Osuna Rd NE Ste 300B

Albuquerque, NM 87083

(505) 342-8901

awickham@usnmfcu.org

Address

200 Lomas Blvd NW Ste 4TH

Albuquerque, NM

Contact

(505) 765-5067

Fax (301) 639-0804

nickolas.mendoza@wellsfargo.com

Address

200 Lomas Blvd NW Ste 4TH

Albuquerque, NM

Contact

(505) 765-5067

Fax (301) 639-0804

robert.sanchez@wellsfargo.com

Address

2000 Zearing Ave NW

Albuquerque, NM

Contact

(505) 243-8844

Fax (301) 639-0804

msmith@accionnm.org

Refinancing News for Cochiti Lake, New Mexico 87083