Compare Today’s Refinance Rates for Estancia, New Mexico
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Estancia, New Mexico 87016. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Estancia and other areas of Torrance county, expected lifetime cash savings are $4,034 or $11 / month.
For Estancia, New Mexico 87016, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Estancia, New Mexico 87016
Become a certified mortgage expert on Pureloan.com
Reach hundreds of thousands of home
in Estancia, New Mexico 87016
buyers and refinance customers every month! FREE APPLICATION
Customized Refinance Rate Projections for Estancia, NM
For refinance rate forecasts and predictions in Estancia, NM 87016, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Estancia, New Mexico 87016 from 2013 - 2020
Below are historical data on refinancing in Estancia, New Mexico and around Torrance county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||60.52%||49.79%||51.26%||53.75%||65.54%||63.43%||60.88%||61.19%|
|avg refi rate||4.87%||4.52%||3.90%||3.73%||4.49%||4.10%||3.90%||4.01%|
|% 15 year fixed refinance||28.22%||29.79%||31.03%||34.56%||25.84%||22.89%||25.59%||29.72%|
|avg refi rate||4.31%||3.77%||3.27%||3.01%||3.60%||3.32%||3.12%||3.18%|
|Avg credit score||762.92||763.78||766.84||761.93||746.71||753.88||754.85||752.02|
|Avg LTV (loan to value)||58.28%||61.01%||62.11%||64.17%||69.26%||69.80%||69.14%||68.87%|
|Avg DTI (debt to income)||33.28||32.66||33.23||32.85||35.30||34.58||35.15||34.47|
|Avg refinance insurance %||0.63%||0.95%||1.31%||1.77%||4.07%||4.33%||4.11%||3.64%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Estancia, New Mexico 87016
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Estancia, New Mexico 87016, we have compiled a list of the leading refinance brokers to guide you.
601 Main St. Suite #22A
Los Lunas, NM 87016