Compare Today’s Refinance Rates for Flora Vista, New Mexico

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Flora Vista, New Mexico 87415. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Flora Vista and other areas of San Juan county, expected lifetime cash savings are $4,831 or $13 / month.

For Flora Vista, New Mexico 87415, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Flora Vista, New Mexico 87415

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Flora Vista, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Flora Vista, NM 87415, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Flora Vista, NM

Refinance Rates for Flora Vista, New Mexico 87415 from 2013 - 2020

Below are historical data on refinancing in Flora Vista, New Mexico and around San Juan county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Flora Vista, New Mexico 87415

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Flora Vista, New Mexico 87415, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jew

Loan Officer

124 N Orchard Ave

Farmington, NM 87415

(505) 325-0722

JW@MYSILVEROAKLOAN.COM

Lisa Webb

Loan Officer

4337 E Main Street suite 203

Farmington, NM 87415

(505) 327-2010

lwebb@guildmortgage.net

Christy Bridges

Loan officer

5512 E. Main, Suite B

Farmington, NM 87415

cbridges@firstmortgageco.com

Victoria Lacey

Loan officer

5512 E. Main, Suite B

Farmington, NM 87415

(505) 278-8000

vlacey@firstmortgageco.com

Kurt Kool

Loan officer

108 N. Orchard, Suite 201

Farmington, NM 87415

(505) 278-8178

kkool@pnlending.com

Address

124 N Orchard Ave

Farmington, NM

Contact

(505) 325-0722

Fax (301) 639-0804

JW@MYSILVEROAKLOAN.COM

Address

4337 E Main Street suite 203

Farmington, NM

Contact

(505) 327-2010

Fax (301) 639-0804

lwebb@guildmortgage.net

Address

5512 E. Main, Suite B

Farmington, NM

Contact

Fax (301) 639-0804

cbridges@firstmortgageco.com

Refinancing News for Flora Vista, New Mexico 87415