Compare Today’s Refinance Rates for Floyd, New Mexico

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Floyd, New Mexico 88118. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Floyd and other areas of Curry county, expected lifetime cash savings are $1,998 or $6 / month.

For Floyd, New Mexico 88118, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Floyd, New Mexico 88118

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Floyd, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Floyd, NM 88118, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Floyd, NM

Refinance Rates for Floyd, New Mexico 88118 from 2013 - 2020

Below are historical data on refinancing in Floyd, New Mexico and around Curry county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Floyd, New Mexico 88118

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Floyd, New Mexico 88118, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Melva Duffield

Loan Officer

121 W 7th St

Clovis, NM 88118

(575) 769-9006

melva@plateautel.net

Crystal

Loan Officer

3620 N Prince St Ste E

Clovis, NM 88118

(575) 762-7006

crystal@wewalkyouhome.com

Cathy Neuharth

Home Mortgage Consultant

709 Pile St

Clovis, NM 88118

CNeuharth@nmb-t.com

Diana Miller

Home Mortgage Consultant

709 Pile St

Clovis, NM 88118

DcMiller@nmb-t.com

Zala Smith

Home Mortgage Consultant

709 Pile St

Clovis, NM 88118

ZSmith@nmb-t.com

Address

121 W 7th St

Clovis, NM

Contact

(575) 769-9006

Fax (301) 639-0804

melva@plateautel.net

Address

3620 N Prince St Ste E

Clovis, NM

Contact

(575) 762-7006

Fax (301) 639-0804

crystal@wewalkyouhome.com

Address

709 Pile St

Clovis, NM

Contact

Fax (301) 639-0804

CNeuharth@nmb-t.com

Refinancing News for Floyd, New Mexico 88118