Compare Today’s Refinance Rates for Gallina, New Mexico

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Gallina, New Mexico 87017. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Gallina and surrounding areas of Rio Arriba county, your expected lifetime cash savings are $5,421 or $15 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gallina, New Mexico 87017.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Gallina, New Mexico 87017

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gallina, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gallina, NM 87017, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gallina, NM

Refinance Rates for Gallina, New Mexico 87017 from 2013 - 2020

Below are historical data on refinancing in Gallina, New Mexico and around Rio Arriba county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gallina, New Mexico 87017

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gallina, New Mexico 87017, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Maria Marez

Loan officer

601 Main St. Suite #22A

Los Lunas, NM 87017

(505) 565-5474

mmarez@loansimple.com

Address

601 Main St. Suite #22A

Los Lunas, NM

Contact

(505) 565-5474

Fax (301) 639-0804

mmarez@loansimple.com

Refinancing News for Gallina, New Mexico 87017