Compare Today’s Refinance Rates for Gallup, New Mexico
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Gallup, New Mexico 87301. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Gallup and surrounding areas of Mckinley county, your expected lifetime cash savings are $5,782 or $16 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gallup, New Mexico 87301.
Summary of Average Refinance Terms in Gallup, New Mexico 87301
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Customized Refinance Rate Projections for Gallup, NM
For refinance rate forecasts and predictions in Gallup, NM 87301, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Gallup, New Mexico 87301 from 2013 - 2020
Below are historical data on refinancing in Gallup, New Mexico and around Mckinley county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||60.52%||49.79%||51.26%||53.75%||65.54%||63.43%||60.88%||61.19%|
|avg refi rate||4.87%||4.52%||3.90%||3.73%||4.49%||4.10%||3.90%||4.01%|
|% 15 year fixed refinance||28.22%||29.79%||31.03%||34.56%||25.84%||22.89%||25.59%||29.72%|
|avg refi rate||4.31%||3.77%||3.27%||3.01%||3.60%||3.32%||3.12%||3.18%|
|Avg credit score||762.92||763.78||766.84||761.93||746.71||753.88||754.85||752.02|
|Avg LTV (loan to value)||58.28%||61.01%||62.11%||64.17%||69.26%||69.80%||69.14%||68.87%|
|Avg DTI (debt to income)||33.28||32.66||33.23||32.85||35.30||34.58||35.15||34.47|
|Avg refinance insurance %||0.63%||0.95%||1.31%||1.77%||4.07%||4.33%||4.11%||3.64%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Gallup, New Mexico 87301
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gallup, New Mexico 87301, we have compiled a list of the leading refinance brokers to guide you.
221 W Aztec Ave
Gallup, NM 87301