Compare Today’s Refinance Rates for Garita, New Mexico

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Garita, New Mexico 88421. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Garita and surrounding areas of Guadalupe county, your expected lifetime cash savings are $4,571 or $13 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Garita, New Mexico 88421.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Garita, New Mexico 88421

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APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Garita, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Garita, NM 88421, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Garita, NM

Refinance Rates for Garita, New Mexico 88421 from 2013 - 2020

Below are historical data on refinancing in Garita, New Mexico and around Guadalupe county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 44.90% 37.06% 42.21% 44.24% 43.62% 51.80% 43.77% 39.93%
avg refi rate 4.86% 4.50% 3.85% 3.68% 4.53% 4.06% 3.85% 3.94%
% 15 year fixed refinance 39.41% 43.07% 41.26% 42.88% 43.79% 35.93% 41.40% 43.34%
avg refi rate 4.25% 3.76% 3.24% 2.94% 3.53% 3.22% 2.99% 3.11%
Avg credit score 767.92 769.13 771.22 766.77 750.30 759.26 760.14 756.23
Avg LTV (loan to value) 60.75% 62.06% 64.61% 66.32% 71.18% 72.23% 70.35% 68.73%
Avg DTI (debt to income) 31.23 31.53 30.89 31.48 33.87 33.32 33.15 34.05
Avg refinance insurance % 0.76% 0.87% 1.39% 2.54% 4.57% 5.17% 3.58% 2.84%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Garita, New Mexico 88421

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Garita, New Mexico 88421, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Garita, New Mexico 88421