Compare Today’s Refinance Rates for Hagerman, New Mexico 88232
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hagerman, New Mexico 88232.
With a 30-year amortization refinance in Hagerman and surrounding areas of Chaves county, our calculations show that you can expect to save up to $2,379 over the lifetime of your mortgage, or a monthly savings of $7. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hagerman, New Mexico 88232.
Summary of Average Refinances in Hagerman, New Mexico 88232
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Interactive Refinance Rate Projections for Hagerman, New Mexico 88232
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hagerman, NM 88232, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hagerman, New Mexico 88232 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hagerman, New Mexico and the surrounding Chaves county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 64.81% | 58.71% | 46.83% | 62.96% | 62.07% | 47.73% | 64.00% | 53.85% |
avg refi rate | 6.79% | 3.71% | 3.00% | 3.38% | 4.36% | 4.70% | 4.43% | 4.05% | 4.09% |
% 15 year fixed refinance | 16.67% | 28.86% | 37.30% | 18.52% | 34.48% | 45.45% | 32.00% | 28.21% | |
avg refi rate | 2.72% | 2.43% | 2.89% | 3.97% | 4.00% | 3.52% | 3.35% | 3.36% | |
Avg credit score | 740.00 | 742.93 | 759.04 | 763.79 | 759.15 | 745.38 | 744.41 | 747.20 | 762.05 |
Avg LTV (loan to value) | 70.75% | 63.81% | 65.53% | 67.56% | 62.78% | 66.21% | 66.00% | 70.62% | 68.72% |
Avg DTI (debt to income) | 38.00 | 34.20 | 32.67 | 33.22 | 36.70 | 34.79 | 34.95 | 32.74 | 28.46 |
Avg refinance insurance % | 3.00% | 1.81% | 2.10% | 2.56% | 2.04% | 2.52% | 2.09% | 4.78% | 3.46% |
Best Refinance Brokers around Hagerman, New Mexico 88232
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hagerman, New Mexico 88232, we have compiled a list of top refinance brokers to assist you in the process.
Brenda Bryant
Loan Officer
1819 N Turner St Ste J
Hobbs, NM 88232
(575) 393-0828
brenda.bryant@englending.com
Jayson Kringel
Loan officer
1017 N Turner
Hobbs, NM 88232
(575) 397-6664
jayson.kringel@lcsb.com
Amber Fisher
Loan officer
1020 N. Turner
Hobbs, NM 88232
(575) 391-5806
afisher@pioneerbnk.com
Rebecca Underation
Loan officer
306 N. Pennsylvania
Roswell, NM 88232
(575) 624-5221
bunderation@pioneerbnk.com
Patty Boulware
Loan officer
111 N. Canal Street
Carlsbad, NM 88232
(575) 885-7463
pboulware@pioneerbnk.com
Address
1819 N Turner St Ste J
Hobbs, NM
Contact
(575) 393-0828
Fax (301) 639-0804
brenda.bryant@englending.com
Address
1017 N Turner
Hobbs, NM
Contact
(575) 397-6664
Fax (301) 639-0804
jayson.kringel@lcsb.com
Address
1020 N. Turner
Hobbs, NM
Contact
(575) 391-5806
Fax (301) 639-0804
afisher@pioneerbnk.com