Compare Today’s Refinance Rates for Lindrith, New Mexico 87029
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lindrith, New Mexico 87029.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lindrith, New Mexico 87029. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,530 or $21 per month in Lindrith and other parts of Rio Arriba county.
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Summary of Average Refinances in Lindrith, New Mexico 87029
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Lindrith, New Mexico 87029
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lindrith, NM 87029, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lindrith, New Mexico 87029 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lindrith, New Mexico and the surrounding Rio Arriba county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
% 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Lindrith, New Mexico 87029
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lindrith, New Mexico 87029, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Maria Marez
Loan officer
601 Main St. Suite #22A
Los Lunas, NM 87029
(505) 565-5474
mmarez@loansimple.com
Address
601 Main St. Suite #22A
Los Lunas, NM
Contact
(505) 565-5474
Fax (301) 639-0804
mmarez@loansimple.com