Compare Today’s Refinance Rates for Los Alamos, New Mexico

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Los Alamos, New Mexico 87545. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Los Alamos and other areas of Los Alamos county, expected lifetime cash savings are $4,641 or $13 / month.

For Los Alamos, New Mexico 87545, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Los Alamos, New Mexico 87545

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Los Alamos, NM

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Los Alamos, NM 87545, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Los Alamos, NM

Refinance Rates for Los Alamos, New Mexico 87545 from 2013 - 2020

Below are historical data on refinancing in Los Alamos, New Mexico and around Los Alamos county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 60.52% 49.79% 51.26% 53.75% 65.54% 63.43% 60.88% 61.19%
avg refi rate 4.87% 4.52% 3.90% 3.73% 4.49% 4.10% 3.90% 4.01%
% 15 year fixed refinance 28.22% 29.79% 31.03% 34.56% 25.84% 22.89% 25.59% 29.72%
avg refi rate 4.31% 3.77% 3.27% 3.01% 3.60% 3.32% 3.12% 3.18%
Avg credit score 762.92 763.78 766.84 761.93 746.71 753.88 754.85 752.02
Avg LTV (loan to value) 58.28% 61.01% 62.11% 64.17% 69.26% 69.80% 69.14% 68.87%
Avg DTI (debt to income) 33.28 32.66 33.23 32.85 35.30 34.58 35.15 34.47
Avg refinance insurance % 0.63% 0.95% 1.31% 1.77% 4.07% 4.33% 4.11% 3.64%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Los Alamos, New Mexico 87545

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Los Alamos, New Mexico 87545, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Roberta Alas

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87545

(505) 992-2244

ralas@1stnationalbanknm.com

Corrine Anaya

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87545

(505) 992-2244

canaya@1stnationalbanknm.com

Deborah Anaya

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87545

(505) 992-2244

danaya@1stnationalbanknm.com

Jennifer Baca

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87545

(505) 992-2244

jbaca@1stnationalbanknm.com

Judy Balch

Mortgage Loan Originators

62 Lincoln Ave

Santa Fe, NM 87545

(505) 992-2244

jbalch@1stnationalbanknm.com

Address

62 Lincoln Ave

Santa Fe, NM

Contact

(505) 992-2244

Fax (301) 639-0804

ralas@1stnationalbanknm.com

Address

62 Lincoln Ave

Santa Fe, NM

Contact

(505) 992-2244

Fax (301) 639-0804

canaya@1stnationalbanknm.com

Address

62 Lincoln Ave

Santa Fe, NM

Contact

(505) 992-2244

Fax (301) 639-0804

danaya@1stnationalbanknm.com

Refinancing News for Los Alamos, New Mexico 87545