Compare Today’s Refinance Rates for Los Lunas, New Mexico
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Los Lunas, New Mexico 87031. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Los Lunas and surrounding areas of Valencia county, your expected lifetime cash savings are $4,272 or $12 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Los Lunas, New Mexico 87031.
Summary of Average Refinance Terms in Los Lunas, New Mexico 87031
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Customized Refinance Rate Projections for Los Lunas, NM
For refinance rate forecasts and predictions in Los Lunas, NM 87031, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Los Lunas, New Mexico 87031 from 2013 - 2020
Below are historical data on refinancing in Los Lunas, New Mexico and around Valencia county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||60.52%||49.79%||51.26%||53.75%||65.54%||63.43%||60.88%||61.19%|
|avg refi rate||4.87%||4.52%||3.90%||3.73%||4.49%||4.10%||3.90%||4.01%|
|% 15 year fixed refinance||28.22%||29.79%||31.03%||34.56%||25.84%||22.89%||25.59%||29.72%|
|avg refi rate||4.31%||3.77%||3.27%||3.01%||3.60%||3.32%||3.12%||3.18%|
|Avg credit score||762.92||763.78||766.84||761.93||746.71||753.88||754.85||752.02|
|Avg LTV (loan to value)||58.28%||61.01%||62.11%||64.17%||69.26%||69.80%||69.14%||68.87%|
|Avg DTI (debt to income)||33.28||32.66||33.23||32.85||35.30||34.58||35.15||34.47|
|Avg refinance insurance %||0.63%||0.95%||1.31%||1.77%||4.07%||4.33%||4.11%||3.64%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Los Lunas, New Mexico 87031
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Los Lunas, New Mexico 87031, we have compiled a list of the leading refinance brokers to guide you.
601 Main St. Suite #22A
Los Lunas, NM 87031