Compare Today’s Refinance Rates for Portales, New Mexico 88130
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Portales, New Mexico 88130.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Portales, New Mexico 88130. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,014 or $11 per month in Portales and other parts of Roosevelt county.
Summary of Average Refinances in Portales, New Mexico 88130
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Interactive Refinance Rate Projections for Portales, New Mexico 88130
Pureloan has developed an interactive chart to monitor the five largest local lenders in Portales, NM 88130, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Portales, New Mexico 88130 from 2024 - 2016
The following historical data provides insights into refinancing trends in Portales, New Mexico and the surrounding Roosevelt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 64.81% | 58.71% | 46.83% | 62.96% | 62.07% | 47.73% | 64.00% | 53.85% |
avg refi rate | 6.79% | 3.71% | 3.00% | 3.38% | 4.36% | 4.70% | 4.43% | 4.05% | 4.09% |
% 15 year fixed refinance | 16.67% | 28.86% | 37.30% | 18.52% | 34.48% | 45.45% | 32.00% | 28.21% | |
avg refi rate | 2.72% | 2.43% | 2.89% | 3.97% | 4.00% | 3.52% | 3.35% | 3.36% | |
Avg credit score | 740.00 | 742.93 | 759.04 | 763.79 | 759.15 | 745.38 | 744.41 | 747.20 | 762.05 |
Avg LTV (loan to value) | 70.75% | 63.81% | 65.53% | 67.56% | 62.78% | 66.21% | 66.00% | 70.62% | 68.72% |
Avg DTI (debt to income) | 38.00 | 34.20 | 32.67 | 33.22 | 36.70 | 34.79 | 34.95 | 32.74 | 28.46 |
Avg refinance insurance % | 3.00% | 1.81% | 2.10% | 2.56% | 2.04% | 2.52% | 2.09% | 4.78% | 3.46% |
Best Refinance Brokers around Portales, New Mexico 88130
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Portales, New Mexico 88130, we have compiled a list of top refinance brokers to assist you in the process.
Melva Duffield
Loan Officer
121 W 7th St
Clovis, NM 88130
(575) 769-9006
melva@plateautel.net
Crystal
Loan Officer
3620 N Prince St Ste E
Clovis, NM 88130
(575) 762-7006
crystal@wewalkyouhome.com
Cathy Neuharth
Home Mortgage Consultant
709 Pile St
Clovis, NM 88130
CNeuharth@nmb-t.com
Diana Miller
Home Mortgage Consultant
709 Pile St
Clovis, NM 88130
DcMiller@nmb-t.com
Zala Smith
Home Mortgage Consultant
709 Pile St
Clovis, NM 88130
ZSmith@nmb-t.com
Address
121 W 7th St
Clovis, NM
Contact
(575) 769-9006
Fax (301) 639-0804
melva@plateautel.net
Address
3620 N Prince St Ste E
Clovis, NM
Contact
(575) 762-7006
Fax (301) 639-0804
crystal@wewalkyouhome.com
Address
709 Pile St
Clovis, NM
Contact
Fax (301) 639-0804
CNeuharth@nmb-t.com