Compare Today’s Refinance Rates for Regina, New Mexico 87046
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Regina, New Mexico 87046.
With a 30-year amortization refinance in Regina and surrounding areas of Sandoval county, our calculations show that you can expect to save up to $7,530 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Regina, New Mexico 87046.
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Summary of Average Refinances in Regina, New Mexico 87046
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Regina, New Mexico 87046
Pureloan has developed an interactive chart to monitor the five largest local lenders in Regina, NM 87046, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Regina, New Mexico 87046 from 2024 - 2016
The following historical data provides insights into refinancing trends in Regina, New Mexico and the surrounding Sandoval county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
| avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
| % 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
| avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
| Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
| Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
| Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
| Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Regina, New Mexico 87046
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Regina, New Mexico 87046, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Maria Marez
Loan officer
601 Main St. Suite #22A
Los Lunas, NM 87046
(505) 565-5474
mmarez@loansimple.com
Address
601 Main St. Suite #22A
Los Lunas, NM
Contact
(505) 565-5474
Fax (301) 639-0804
mmarez@loansimple.com