Compare Today’s Refinance Rates for Roswell, New Mexico 88201
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Roswell, New Mexico 88201.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Roswell, New Mexico 88201. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,649 or $10 per month in Roswell and other parts of Chaves county.
Summary of Average Refinances in Roswell, New Mexico 88201
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Interactive Refinance Rate Projections for Roswell, New Mexico 88201
Pureloan has developed an interactive chart to monitor the five largest local lenders in Roswell, NM 88201, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Roswell, New Mexico 88201 from 2024 - 2016
The following historical data provides insights into refinancing trends in Roswell, New Mexico and the surrounding Chaves county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 64.81% | 58.71% | 46.83% | 62.96% | 62.07% | 47.73% | 64.00% | 53.85% |
avg refi rate | 6.79% | 3.71% | 3.00% | 3.38% | 4.36% | 4.70% | 4.43% | 4.05% | 4.09% |
% 15 year fixed refinance | 16.67% | 28.86% | 37.30% | 18.52% | 34.48% | 45.45% | 32.00% | 28.21% | |
avg refi rate | 2.72% | 2.43% | 2.89% | 3.97% | 4.00% | 3.52% | 3.35% | 3.36% | |
Avg credit score | 740.00 | 742.93 | 759.04 | 763.79 | 759.15 | 745.38 | 744.41 | 747.20 | 762.05 |
Avg LTV (loan to value) | 70.75% | 63.81% | 65.53% | 67.56% | 62.78% | 66.21% | 66.00% | 70.62% | 68.72% |
Avg DTI (debt to income) | 38.00 | 34.20 | 32.67 | 33.22 | 36.70 | 34.79 | 34.95 | 32.74 | 28.46 |
Avg refinance insurance % | 3.00% | 1.81% | 2.10% | 2.56% | 2.04% | 2.52% | 2.09% | 4.78% | 3.46% |
Best Refinance Brokers around Roswell, New Mexico 88201
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Roswell, New Mexico 88201, we have compiled a list of top refinance brokers to assist you in the process.
Karen Powers
Loan officer
3000 N. Main
Roswell, NM 88201
(575) 624-5218
kpowers@pioneerbnk.com
Rebecca Underation
Loan officer
306 N. Pennsylvania
Roswell, NM 88201
(575) 624-5221
bunderation@pioneerbnk.com
Brenda Bryant
Loan Officer
1819 N Turner St Ste J
Hobbs, NM 88201
(575) 393-0828
brenda.bryant@englending.com
Jayson Kringel
Loan officer
1017 N Turner
Hobbs, NM 88201
(575) 397-6664
jayson.kringel@lcsb.com
Amber Fisher
Loan officer
1020 N. Turner
Hobbs, NM 88201
(575) 391-5806
afisher@pioneerbnk.com
Address
3000 N. Main
Roswell, NM
Contact
(575) 624-5218
Fax (301) 639-0804
kpowers@pioneerbnk.com
Address
306 N. Pennsylvania
Roswell, NM
Contact
(575) 624-5221
Fax (301) 639-0804
bunderation@pioneerbnk.com
Address
1819 N Turner St Ste J
Hobbs, NM
Contact
(575) 393-0828
Fax (301) 639-0804
brenda.bryant@englending.com