Compare Today’s Refinance Rates for Willard, New Mexico 87063
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Willard, New Mexico 87063.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Willard, New Mexico 87063. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Willard and other parts of Torrance county.
Summary of Average Refinances in Willard, New Mexico 87063
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Interactive Refinance Rate Projections for Willard, New Mexico 87063
Pureloan has developed an interactive chart to monitor the five largest local lenders in Willard, NM 87063, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Willard, New Mexico 87063 from 2024 - 2016
The following historical data provides insights into refinancing trends in Willard, New Mexico and the surrounding Torrance county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 53.90% | 58.54% | 59.42% | 72.12% | 71.83% | 56.78% | 66.10% | 64.00% |
avg refi rate | 6.25% | 3.74% | 3.03% | 3.38% | 4.27% | 4.55% | 4.17% | 3.92% | 4.11% |
% 15 year fixed refinance | 31.91% | 25.72% | 26.61% | 17.31% | 19.72% | 38.98% | 26.27% | 22.00% | |
avg refi rate | 2.83% | 2.50% | 2.85% | 3.72% | 3.82% | 3.32% | 3.19% | 3.28% | |
Avg credit score | 736.60 | 814.35 | 751.66 | 759.41 | 750.57 | 737.14 | 750.94 | 759.10 | 747.84 |
Avg LTV (loan to value) | 67.40% | 58.89% | 64.97% | 68.83% | 67.24% | 69.58% | 68.17% | 70.53% | 70.11% |
Avg DTI (debt to income) | 33.00 | 32.00 | 30.96 | 30.93 | 32.87 | 34.39 | 31.66 | 32.68 | 32.68 |
Avg refinance insurance % | 6.00% | 0.69% | 1.95% | 3.01% | 4.13% | 3.62% | 3.46% | 4.32% | 3.68% |
Best Refinance Brokers around Willard, New Mexico 87063
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Willard, New Mexico 87063, we have compiled a list of top refinance brokers to assist you in the process.
Nickolas Mendoza
Home Mortgage Consultant
200 Lomas Blvd NW Ste 4TH
Albuquerque, NM 87063
(505) 765-5067
nickolas.mendoza@wellsfargo.com
Robert Sanchez
Home Mortgage Consultant
200 Lomas Blvd NW Ste 4TH
Albuquerque, NM 87063
(505) 765-5067
robert.sanchez@wellsfargo.com
Metta Smith
Loan Officer
2000 Zearing Ave NW
Albuquerque, NM 87063
(505) 243-8844
msmith@accionnm.org
Gillian Armour
Loan Officer
1216 Jackson St SE
Albuquerque, NM 87063
(800) 591-2353
gillian@gillianarmour.com
Adrianne Wickham
Loan Officer
3939 Osuna Rd NE Ste 300B
Albuquerque, NM 87063
(505) 342-8901
awickham@usnmfcu.org
Address
200 Lomas Blvd NW Ste 4TH
Albuquerque, NM
Contact
(505) 765-5067
Fax (301) 639-0804
nickolas.mendoza@wellsfargo.com
Address
200 Lomas Blvd NW Ste 4TH
Albuquerque, NM
Contact
(505) 765-5067
Fax (301) 639-0804
robert.sanchez@wellsfargo.com
Address
2000 Zearing Ave NW
Albuquerque, NM
Contact
(505) 243-8844
Fax (301) 639-0804
msmith@accionnm.org