Compare Today’s Refinance Rates for Carson City, Nevada 89701
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Carson City, Nevada 89701.
With a 30-year amortization refinance in Carson City and surrounding areas of Carson City county, our calculations show that you can expect to save up to $5,231 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Carson City, Nevada 89701.
Summary of Average Refinances in Carson City, Nevada 89701
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Interactive Refinance Rate Projections for Carson City, Nevada 89701
Pureloan has developed an interactive chart to monitor the five largest local lenders in Carson City, NV 89701, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Carson City, Nevada 89701 from 2024 - 2016
The following historical data provides insights into refinancing trends in Carson City, Nevada and the surrounding Carson City county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
% 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Carson City, Nevada 89701
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Carson City, Nevada 89701, we have compiled a list of top refinance brokers to assist you in the process.
Kara Levario
Loan Officer
3788 US 395 S
Carson City, NV 89701
(775) 267-0116
klevario@eldoradosavings.com
Cassie Chesser
Loan Officer
3788 US 395 S
Carson City, NV 89701
(775) 267-0116
cchesser@eldoradosavings.com
Robert Rush
loan officer
4620 S Carson St Suite 1
Carson City, NV 89701
(775) 885-6892
krush@guildmortgage.net
R Kuckenmeister
Loan Officer
3860 Gs Richards Blvd
Carson City, NV 89701
(775) 883-9370
rkuckenmeister@kbcallc.com
Edward Noel
Loan Officer
307 W Winnie Ln Ste 1
Carson City, NV 89701
(775) 887-7157
Ed.Noel@alderus.net
Address
3788 US 395 S
Carson City, NV
Contact
(775) 267-0116
Fax (301) 639-0804
klevario@eldoradosavings.com
Address
3788 US 395 S
Carson City, NV
Contact
(775) 267-0116
Fax (301) 639-0804
cchesser@eldoradosavings.com
Address
4620 S Carson St Suite 1
Carson City, NV
Contact
(775) 885-6892
Fax (301) 639-0804
krush@guildmortgage.net