Compare Today’s Refinance Rates for Fernley, Nevada 89408
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fernley, Nevada 89408.
With a 30-year amortization refinance in Fernley and surrounding areas of Lyon county, our calculations show that you can expect to save up to $5,034 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Fernley, Nevada 89408.
Summary of Average Refinances in Fernley, Nevada 89408
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Interactive Refinance Rate Projections for Fernley, Nevada 89408
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fernley, NV 89408, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fernley, Nevada 89408 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fernley, Nevada and the surrounding Lyon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
% 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Fernley, Nevada 89408
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fernley, Nevada 89408, we have compiled a list of top refinance brokers to assist you in the process.
Christie Deaton
Loan Officer
1517 US 395 N
Gardnerville, NV 89408
(775) 782-7222
cdeaton@eldoradosavings.com
Malou Pastones
Loan Officer
1517 US 395 N
Gardnerville, NV 89408
(775) 782-7222
mpastones@eldoradosavings.com
Jeep Morris
Loan Officer
295 S Maine St
Fallon, NV 89408
(775) 626-4653
jeepmorris@aol.com
Norm Hansen
Loan Agent
212 Elks Point Rd Ste 448
Zephyr Cove, NV 89408
(775) 586-1130
nhansen@rpm-mtg.com
Jennifer Fiore
loan officer
5390 Kietzke Lane suite 100
Sparks, NV 89408
(775) 338-5059
jfiore@guildmortgage.net
Address
1517 US 395 N
Gardnerville, NV
Contact
(775) 782-7222
Fax (301) 639-0804
cdeaton@eldoradosavings.com
Address
1517 US 395 N
Gardnerville, NV
Contact
(775) 782-7222
Fax (301) 639-0804
mpastones@eldoradosavings.com
Address
295 S Maine St
Fallon, NV
Contact
(775) 626-4653
Fax (301) 639-0804
jeepmorris@aol.com